I'm 57 and disabled. Can I get my federal student loans discharged?
The Credible Money Coach provides information on disability discharge for federal student loans.
I refinanced my student loans into a mortgage — can I still get them forgiven?
The Credible Money Coach answers homeowner’s student loan relief questions.
Do I need to file and pay taxes on just $20K of retirement income?
The Credible Money Coach helps retiree understand tax liabilities for $20,000 in retirement income.
My mortgage is small and my interest rate is below 4% — would a refinance be worth it?
The Credible Money Coach explores the benefits and disadvantages of refinancing a small mortgage.
We survived the 2006 housing crash but are struggling with a 5/1 ARM — where can we get a refinance mortgage?
The Credible Money Coach discusses options for refinancing an adjustable-rate mortgage.
I want a loan — how long will it take to get my money?
The Credible Money Coach explains how long it can take to close on different types of loans.
I’m retired and struggling to pay off $25,000 in credit card debt. What can I do?
The Credible Money Coach helps a retiree understand her options for managing credit card debt.
I’m on disability and getting divorced. How can I keep my house with a low income and credit score?
The Credible Money Coach suggests options for soon-to-be divorcee on how to get a mortgage to keep her house.
How can I get my lender to report my good payment history to the credit bureaus?
Reader asks the Credible Money Coach how to get truck payment history report to credit bureaus.
My credit score is recovering after a bankruptcy — how can I get a mortgage?
The Credible Money Coach helps a reader understand how a bankruptcy and fair credit score may affect his ability to get a mortgage.
Who completes the FAFSA for my college-bound child — me or my ex?
The Credible Money Coach helps divorced mom understand who needs to provide information for a federal financial aid application.
How will paying off a personal loan early affect my credit?
The Credible Money Coach helps a reader weigh the pros, cons, and credit impact of paying off a personal loan early.
How much can I earn as a retiree before I have to pay tax on my income?
The Credible Money Coach discusses income taxes for reader who still works and receives Social Security benefits.
Should I keep my big checking account balance or pay off my credit cards?
The Credible Money Coach helps a reader with $14,000 in her checking account understand the value of paying off credit cards.
I want to buy a home but don’t have 20% to put down. What are my options?
Credible Money Coach gives reader tips on how to save 20%, and how to avoid the 20% down payment requirement for buying a home.
Paying ‘here and there’ on nearly $20k of debt isn’t working. I need a plan to get out of this mess.
Credible Money Coach explains credit counseling and provides tips for reader who wants to pay off five-figure debt.
We tapped our IRA to buy a home for cash. Should we borrow to repay the IRA or take the tax hit?
Homebuyers used a retirement loan to buy their house and ask the Credible Money Coach if they should take the tax hit instead of repaying the loan.
I'm retired and still paying off my kids' student loans. Can I get them forgiven?
Credible Money Coach replies to retiree question about getting parent student loans forgiven.
Lenders don’t want to refinance my $53,000 home loan. What can I do to save money on my mortgage?
The Credible Money Coach offers guidance on how to refinance a $53,000 mortgage.
Can I get a wedding loan with a low credit score so my sister can have the day of her dreams?
The Credible Money Coach offers guidance to a sibling thinking of helping sister fund her wedding with a personal loan.