Modern Retirement

This is the first time in nearly a decade that the anticipated health care costs for retirees have stayed flat year over year, according to Fidelity.

Most financial professionals recommend you contribute your bonuses to your 401(k). But many Americans don’t get bonuses or have 401(k)s. Here’s what you can do.

Most young adults in the U.S. believe they can improve the world, but fewer than half say they can secure their financial future, according to a new study.

Retirement and 401(k) savings posted an increase in this year's first quarter, with Generation Z and Baby Boomers leading the way, according to a recent study from Fidelity Investments.

High costs pushed 25% of cash-strapped Americans to cut retirement savings, according to a recent TIAA Institute survey.

Inflation and rising costs have meant curtailing how many Americans spend money, but 34% said they saved more for retirement this past year, according to the Certified Financial Planner (CFP) Board of Standards cost of living survey.

Fidelity's total assets in health savings accounts (HSA) totaled more than $16 billion. But even as savings increase, some consumers are practicing dangerous financial habits to pay for healthcare.

Almost half of Americans have withdrawn funds from their 401(k) plans after leaving jobs, with some completely draining their balances. But doing so before reaching retirement age can trigger taxes and penalties. Here’s what you need to know.

Financial struggles are the biggest drivers of stress among Americans, according to a survey by Clever Real Estate. More than half of respondents said they’re stressed about inflation and not having enough money to save for retirement.

The average American has a 78% chance of covering estimated retirement expenses in a down market, according to Fidelity's 2023 Retirement Savings Assessment. Here’s what you need to know.

More than half of survey respondents said the latest increase to Social Security benefits doesn't adequately cover rising costs. As inflation rises, the increase in spending exceeded the latest 8.7% COLA adjustment.

Only 2% of Americans can correctly identify financial solutions with tax advantages, despite one in three saying they prioritize investments that would help them pay less in taxes either now or in the future, a recent Lincoln Financial Group survey said.

Social Security trust funds are expected to run out of money one year earlier than initially projected, the U.S. Treasury Department said.

A new Vanguard report showed an increasing number of American workers participating in retirement plans and saving more money, but Gen Z is "better prepared" than the rest.

Self-directed retirement plan balances as well as balances for 401(k)s, 403(b)s and individual retirement accounts (IRA)s increased at the end of 2022, despite year-over-year losses.

Americans contributed less to retirement in 2022 and nearly a quarter contributed 3% or less of their income to their 401(k)s.

Despite growth in retirement plan balances in the fourth quarter, savings took a major hit in 2022 and inflation remains a concern for many Americans. Here’s how to pay off high-interest debt and make more room for retirement contributions.

France's prime minster faces a vote of no-confidence after she pushed through unpopular changes to the federal pension program in a move backed by President Emanuel Macron.

Eighty-nine percent of seniors said they are worried that the U.S. is in the grip of a retirement crisis and nearly half are struggling to build their savings, according to American Advisors Group's (AAG) recent survey.

Research from Fidelity Investments found that Americans' average IRA and 401(k) balances were down at the end of last year compared to a year ago but are rebounding.