Modern Retirement

WalletHub published a report on Monday that found the best U.S. states to retire in in 2022.

When it comes to retirement, saving money is generally not enough; you will likely need to invest it to ensure you have enough to live comfortably in your later years.

Last October, seniors on Social Security got some pretty good news. That's when 2022's 5.9% cost-of-living adjustment (COLA) was announced, and it winds up being the biggest raise recipients have seen in decades.

If you won't turn 70 in 2022, take the time to think about whether it might make sense for you to wait to start your benefits in order to maximize this source of lifetime income.

You earn delayed retirement credits for any month you put off the start of your Social Security benefits. These credits raise your payment, giving you more money each month for the rest of your life.

Age brings unique opportunities and obligations, including some important year-end tasks that can help you make the most of your money.

Even if you are in your 30s and haven't saved a dime, you can still accumulate over $1 million by the time you draw that first Social Security check.

For most people, benefits will fall far short of the maximum because their wages over their career will fall far short of the maximum taxable wage.

The Credible Money Coach answers a reader’s question on the tax impact of cleaning out a 401(k).

Wondering if you've done enough to save for retirement? Here are some moves that are worth trying.

Bankrate.com released a new survey revealing how a majority of Americans feel behind on retirement savings throughout all generations.

The federal government imposes taxes on Social Security benefits, too. Whether you'll have to pay them will depend on your provisional income.

The Roth IRA's tax-free rewards during retirement are appealing to both young and older savers who meet the income threshold. However, it's not the only way to capitalize on the tax code.

HSAs are a tax-advantaged account you're allowed to invest in if you have a qualifying high-deductible health plan.

These Florida cities have much to offer retirees who are looking for fun and relaxation, in addition to low costs of living.

Seniors choose to work in retirement for a number of reasons, and some people love it. But there are others who wouldn't dream of calling themselves retired while they're still earning a paycheck. Retirement is supposed to be the end of work, after all.

Ending a conventional career doesn't necessarily mean you have to stop being productive.

Before you give up a paycheck, it's best to make certain you can really support yourself without income from an employer.

Here are five tips to help build a $2 million nest egg on the average American's salary of $51,480.

IRAs, HSAs, and 401(k)s are just a few of the many choices out there, and a lot of people end up with more than one of these.