Rethinking Retirement

Borrowers can use the temporary student loan repayment fees to strength their financial health. Here are four ways to use these funds to increase your savings or pay down debt.

Take charge of your finances with the four simple steps below.

Debt doesn't have to keep you from enjoying a secure retirement.

Starting benefits while working could actually rob you of thousands of dollars.

You become eligible for Social Security at 62, so if you decide to retire before this age, you'll have to fund retirement completely on your own until then.

Are you trying to figure out how to afford retirement? Here are several ways to increase your retirement savings.

A growing number of seniors are retiring with student loan debt. Current and future retirees can learn about options here, including when to refinance student loans.

Individual retirement arrangements, more commonly known as IRAs, are powerful tax-advantaged retirement savings tools that most of us should be making the most of. Together with Social Security income, they can be vital supports in our later decades.

Working during your senior years could actually come back to bite you if you aren't prepared. Here are three pitfalls to bear in mind.

As we begin a new year, personal finances continue to be top of mind for many Americans.

Roughly 70 million Americans will be able to take advantage of Social Security benefits' 2021 cost-of-living increases.

Your early retirement contributions usually end up being the most valuable because they have more time to grow.

You don't have to raise your contributions that significantly to see a noticeable difference in your retirement account balance.

I’ve seen countless “snowbirds” retire down south to Florida.

As more than 90,000 of the nation’s long-term care residents have died in a pandemic that has pushed staffs to the limit, advocates for the elderly say a tandem wave of death separate from the virus has quietly claimed tens of thousands more, often because overburdened workers haven’t been able to give them the care they need.

Here's how you can reach the millionaire club by saving just $405 a month.

Given this persistent reliance by seniors on their guaranteed monthly benefit, it's important to net the biggest payout possible. Interestingly, though, this benefit can differ greatly depending on where a retired worker lives.

A new report put out by the Social Security Administration shows that people are being patient and waiting longer before taking their Social Security benefit. 

For tens of millions of Americans, there isn't a program that bears more importance to their financial well-being than Social Security.

There are a few simple steps you can take to increase your retirement wealth and put yourself in a better position to withstand financial surprises as a senior. Here are a few super easy ones to start with.