Rethinking Retirement

What if you could boost your retirement income without adding to your tax burden? There actually is a solution that will let you do just that: municipal bonds.

Over the past 25 years, the 4% rule has helped many retirement investors plan their savings goals and manage their account withdrawals.But as people live longer and the markets outdo historic extremes, a 4% withdrawal rate will be less reliable

As you near retirement, your estimates of your expenses, including how much you'll need for emergencies, could change from when you first created your retirement plan. Here's how you can find out how much you actually need.

Many workers overlook one important long-term savings tool that's actually loaded with tax benefits. And if you're forgetting it, too, you're doing yourself a major disservice.

Here's a basic primer on how to figure out how much retirement will cost you.

Filing for Social Security early is often associated with taking a long-term financial hit. But that's not always the case.

While you are allowed to work and collect Social Security simultaneously, that's a route you may not want to take.

Social Security is also a program that's in flux, and roughly 165 million Americans are going to see something happen in 2021 that hasn't happened since before they were born.

Here are three things you can do to set yourself up for retirement if you haven't begun saving yet.

There's one tax break that's widely available regardless of how much you earn, whether you have children or not, and whether you itemize on your annual returns or go with the standard deduction.

To make the right choice, there are three key questions that should guide your preferences for where to reside as a retiree. 

The last thing you want to do is slash your Social Security income and struggle in retirement because of it. Take care to avoid these mistakes to ensure that you get as much money from Social Security as you're entitled to.

When it comes to growing wealth for retirement, the greatest weapon we have at our disposal is time. And the best way to take advantage of that investment growth is to give ourselves as many years to save as possible.

Even with the perks from workplace-sponsored 401(k)s, you may benefit from dropping it in favor of a taxable brokerage account.

Here's how to save a substantial percentage of your pre-tax income in order to grow your wealth in the long-term.

Here are five strategies you need to consider for your 401k as you work to build your winning retirement plan.

Many seniors look to Social Security as a reliable income source. But those benefits may be reduced in the not-so-distant future.

As a retiree, chances are good that medical care is going to be one of the single biggest expenses you face. Here are three techniques to try to keep those costs down. 

If you're not sure whether you're in a good position for retirement right now with the economy stuck in a recession, here are a few clues that you're pretty safe to move forward.

Although an estimated 65% of people think they will work in retirement, the actual number of retirees still holding jobs is far smaller.