ETF assets are surging. Here's how they differ from mutual funds
ETFs and mutual funds differ in trading flexibility, tax efficiency, and management style. Learn how each investment type can fit your portfolio.
Beware the ticking time bomb hiding in your 401(k)
401(k) savers face a major financial risk from required minimum distributions that could push them into higher tax brackets and increase Medicare premiums in retirement.
Most 401(k) savers may be short-changing themselves, data shows
Target date funds make 401(k) investing easy, but their one-size-fits-most design could leave retirement savings underfunded due to limited growth and higher fees.
How ETFs can be effective building blocks for retirees
Exchange-traded funds can help retirees build diversified portfolios with dividend income, bond exposure and low costs, investment experts say.
Americans split on how to save Social Security from insolvency as 2032 deadline looms, poll finds
Americans are split on how to fix Social Security before projected 2032 insolvency, with most opposing tax hikes, benefit cuts, and raising retirement age.
Philadelphia voters approve first city-run retirement savings program for workers without 401(k) plans
Philadelphia passed a ballot measure creating PhillySaves, the nation's first city-run auto-IRA program for workers lacking employer retirement plans.
5 cities that nail the retirement sweet spot
Americans retiring in 2026 may want to consider these five cities where cost of living, housing prices and senior amenities stretch savings further.
How much do you need to retire? A state-by-state breakdown
Retirees on fixed incomes face affordability challenges depending on where they live. A study ranks states by the monthly savings needed to retire comfortably.
Americans rethink Social Security timing as longer lifespans and insolvency fears raise the stakes
Americans are rethinking retirement timing as longer lifespans stretch savings and fears grow that Social Security could face automatic cuts within the next decade.
Social Security recipients could see a bigger cost-of-living adjustment in 2027 as inflation rises
Social Security beneficiaries may see a larger cost of living adjustment in 2027, with estimates predicting a 3.9% COLA amid rising inflation concerns.
Ted Cruz says Trump Accounts are 'Social Security personal accounts' that could reshape retirement
Sen. Ted Cruz calls Trump accounts for newborns "Social Security personal accounts," saying they could build momentum for future payroll tax reform.
Trump signs order aiming to help expand access to retirement accounts
President Donald Trump signed an executive order seeking to help expand retirement account access to people who do not have employer-supplied plans.
Work more, lose less? New bill aims to end Social Security penalty
A proposed bill from Sen. Rick Scott and Rep. Greg Murphy would let Social Security beneficiaries work without having their benefits reduced.
Nearly half of Gen X workers are delaying retirement as rising costs, stagnant wages drain savings
Nearly 50% of Gen X employees are pushing back their retirement dates due to rising costs and stagnant wages, according to a new PwC financial wellness survey.
Retirement 'magic number' jumps as Americans grow anxious about their financial futures
Americans now believe they need $1.46 million to retire comfortably, up $200,000 from last year, according to a new Northwestern Mutual retirement study.
Retired? Here’s when the IRS might take a closer look at your finances
Retirees should watch for common IRS audit triggers including high investment income, missing RMDs, foreign accounts and unreported earnings.
Trump admin proposes opening 401(k)s to private equity, crypto
The Trump administration proposed a rule allowing private equity and crypto in 401(k) plans, aiming to ease barriers to retirement plans investing in alternative assets.
Larry Fink calls for Social Security reform, says investing a portion of funds could strengthen the program
BlackRock CEO Larry Fink says Social Security's pay-as-you-go structure prevents most Americans from building wealth that grows with the broader economy.
New proposal would cap Social Security benefits at $100K for wealthy couples
A new proposal from the Committee for a Responsible Federal Budget would cap Social Security benefits for wealthy couples at $100,000 annually, with a $50,000 limit for single retirees.
How Social Security recipients can boost their benefit checks
Social Security recipients can boost benefits by up to 8% annually by delaying claims until age 70. Smart retirement planning increases monthly payments significantly.