Philadelphia voters approve first city-run retirement savings program for workers without 401(k) plans
Philadelphia passed a ballot measure creating PhillySaves, the nation's first city-run auto-IRA program for workers lacking employer retirement plans.
5 cities that nail the retirement sweet spot
Americans retiring in 2026 may want to consider these five cities where cost of living, housing prices and senior amenities stretch savings further.
How much do you need to retire? A state-by-state breakdown
Retirees on fixed incomes face affordability challenges depending on where they live. A study ranks states by the monthly savings needed to retire comfortably.
Americans rethink Social Security timing as longer lifespans and insolvency fears raise the stakes
Americans are rethinking retirement timing as longer lifespans stretch savings and fears grow that Social Security could face automatic cuts within the next decade.
Social Security recipients could see a bigger cost-of-living adjustment in 2027 as inflation rises
Social Security beneficiaries may see a larger cost of living adjustment in 2027, with estimates predicting a 3.9% COLA amid rising inflation concerns.
Ted Cruz says Trump Accounts are 'Social Security personal accounts' that could reshape retirement
Sen. Ted Cruz calls Trump accounts for newborns "Social Security personal accounts," saying they could build momentum for future payroll tax reform.
Trump signs order aiming to help expand access to retirement accounts
President Donald Trump signed an executive order seeking to help expand retirement account access to people who do not have employer-supplied plans.
Work more, lose less? New bill aims to end Social Security penalty
A proposed bill from Sen. Rick Scott and Rep. Greg Murphy would let Social Security beneficiaries work without having their benefits reduced.
Nearly half of Gen X workers are delaying retirement as rising costs, stagnant wages drain savings
Nearly 50% of Gen X employees are pushing back their retirement dates due to rising costs and stagnant wages, according to a new PwC financial wellness survey.
Retirement 'magic number' jumps as Americans grow anxious about their financial futures
Americans now believe they need $1.46 million to retire comfortably, up $200,000 from last year, according to a new Northwestern Mutual retirement study.
Retired? Here’s when the IRS might take a closer look at your finances
Retirees should watch for common IRS audit triggers including high investment income, missing RMDs, foreign accounts and unreported earnings.
Trump admin proposes opening 401(k)s to private equity, crypto
The Trump administration proposed a rule allowing private equity and crypto in 401(k) plans, aiming to ease barriers to retirement plans investing in alternative assets.
Larry Fink calls for Social Security reform, says investing a portion of funds could strengthen the program
BlackRock CEO Larry Fink says Social Security's pay-as-you-go structure prevents most Americans from building wealth that grows with the broader economy.
New proposal would cap Social Security benefits at $100K for wealthy couples
A new proposal from the Committee for a Responsible Federal Budget would cap Social Security benefits for wealthy couples at $100,000 annually, with a $50,000 limit for single retirees.
How Social Security recipients can boost their benefit checks
Social Security recipients can boost benefits by up to 8% annually by delaying claims until age 70. Smart retirement planning increases monthly payments significantly.
Millions of jobs vulnerable as ‘silver tsunami’ looms over US small businesses, experts warn
Nearly half of U.S. small-business owners are 55 or older, and with many lacking succession plans, jobs and local economies could face disruptions in the coming decade, experts warn.
Americans tap retirement funds at record rates as mounting financial stress takes toll
Record 6% of Americans tapped 401k savings for hardship withdrawals in 2025, up from 4.8% in 2024, as financial stress forces workers to raid nest eggs.
Trump unveils retirement plan with up to $1K federal match
President Trump announced federal matching contributions up to $1,000 for lower-income workers whose employers don't match retirement plans, building on existing SECURE 2.0 Act.
The typical American worker has just $955 saved for retirement, study shows
The typical American worker lags behind Fidelity retirement guidelines, with education and race creating stark disparities in financial preparedness.
Restored Social Security benefits could get tax break under new bill
Public sector workers getting restored benefits under last year's Social Security Fairness Act would be spared a tax bill on those benefits under new legislation.