Savings

Having a sufficient emergency fund can give you financial peace of mind, but most Americans don't have enough money in their retirement savings, a new survey said.

Close to three-fourths of millennials and Gen Xers expecting tax refunds say the money is important to their financial situation

Knowing when you'll quit the workforce is a crucial part of retirement planning, but few people give as much attention to where they're going to retire.

Taxpayers received an average tax refund of nearly $3,000 in 2021, according to the IRS, and it's possible to use this cash windfall to improve your financial situation.

The Federal Reserve is set to hike interest rates yet again on Wednesday, and while it will likely be a smaller increase, the move will still mean higher costs for borrowers.

Increasing the amount of money your retirement checks offer can be a smart financial move since they'll probably be a primary income source along with your savings.

If you're offered a 401(k) with an employer match, you should contribute enough to earn it. An employer match is free money, and there's never a reason to pass up that help.

When it comes to retirement, saving money is generally not enough; you will likely need to invest it to ensure you have enough to live comfortably in your later years.

Last October, seniors on Social Security got some pretty good news. That's when 2022's 5.9% cost-of-living adjustment (COLA) was announced, and it winds up being the biggest raise recipients have seen in decades.

If you won't turn 70 in 2022, take the time to think about whether it might make sense for you to wait to start your benefits in order to maximize this source of lifetime income.

More than half (57%) of Gen Z consumers who have set long-term goals for 2022 opted for a financial New Year's resolution, according to a new survey.

Even if you are in your 30s and haven't saved a dime, you can still accumulate over $1 million by the time you draw that first Social Security check.

For most people, benefits will fall far short of the maximum because their wages over their career will fall far short of the maximum taxable wage.