Andrew’s Latest Articles
If you need a little extra cash for an unexpected expense, a personal loan could be a good option. These loans are typically available quickly, can be deposited directly into your bank account, and you can usually pay them back...
In theory, consolidating credit card debt sounds like a good idea. Replacing high-interest credit card debt with a credit product that has a lower interest rate could help reduce the amount of interest you ultimately pay on the...
If you have a mortgage, you’re typically required to carry homeowners insurance. These policies are crucial to protecting the investment you’ve made in your home, helping you pay to repair or replace your property if it’s damag...
When you take out a fixed-rate mortgage, you know that your monthly payments will remain the same for as long as you have the loan. But as a first-time homebuyer, you might not know that what those payments go toward changes ov...
Over time, your home can become a powerful financial tool. As property values rise and you pay down your mortgage, you build home equity — the difference between what you owe on your home and what it’s worth on the market. Lend...
Even if you don’t own your home, you almost certainly own plenty of belongings you’d like to protect. Renters insurance is generally the best way to do this. With these policies, your furniture, clothing, electronics, and other...
The average undergraduate student who borrows money to attend college graduates with nearly $28,000 in debt, according to data from the National Center for Education Statistics. But many students have to borrow significantly mo...
When you take out a personal loan, you’re making a commitment. You promise to make a payment every month until you’ve repaid the loan, plus interest. Failing to do so can have serious consequences. Falling behind on your person...
As a parent, you have two main options to help pay for your child’s college expenses: Parent PLUS Loans and private student loans.The federal government offers Parent PLUS Loans and they come with unique benefits. Private loans...
Vacations can be expensive, and with the rising costs of airfare and gasoline, they’re only getting costlier. But if you decide some rest and relaxation is worth the cost, you have options to help pay for it all. One common way...