Erik’s Latest Articles
If your vehicle is severely damaged in a collision or other covered event (like a severe hailstorm or hurricane), it might be declared “totaled” by the insurance company covering the claim. This means the cost to fix the automo...
In an era when plenty of people have a side hustle, the line between what qualifies as work and what doesn’t – particularly when it comes to auto insurance – can be confusing.If you drive your vehicle to commute to work or scho...
If you or your passengers have been injured in an accident, or your vehicle has been damaged in a crash or non-collision event, you must file an auto insurance claim to receive financial restitution. But in some cases, your cla...
Drivers in the Great Lakes State pay $2,352 per year for full coverage, considerably more than the U.S. average of $1,897. You won’t save much by picking a state-required minimum liability plan, which is $654 yearly versus the ...
Shopping around for auto insurance in Texas? Expect to pay about 7% or $146 more yearly than the national average for a full coverage policy: $2,043 versus $1,897, respectively. Of course, you’ll pay less with a liability-only ...
Despite being one of the most populous states in the country – with lots of drivers and plenty of car insurance claims – New York actually has relatively affordable premiums. You’ll pay an average of $1,870 per year for full co...
Whether you’re buying car insurance for the first time or simply renewing your coverage for another term, there’s one question everyone has to answer: six months or 12?Six-month car insurance gives you coverage for half a year,...
What happens if you’re in a car accident that results in significant repairs to your vehicle, or if you hit a patch of ice and skid into a bridge embankment and your car is totaled? If you have collision coverage in place, you’...
Flooding can happen nearly anywhere. In fact, 99% of U.S. counties have experienced at least one flood event since 1996, according to FEMA. If your vehicle is damaged or destroyed in a flood – whether that flooding is spawned b...
If you have been in multiple accidents, been cited more than once for speeding or DUI/DWI, or have a poor credit history, your insurer may categorize you as a “high-risk” driver. If that happens, you’ll see your premium increas...