Janet Berry-Johnson

Janet Berry-Johnson

Writer

Writer

  • CPA and Certified Financial Education Instructor
  • Tax and loan expert
  • Named one of the Top 10 Influential Women in Accounting and Tax

Experience

Janet Berry-Johnson is CPA and freelance writer and expert on personal finance. As an accountant for over 20 years, Berry-Johnson specialized in income tax consulting and compliance for individuals and small businesses. She was named one of the Top 10 Influential Women in Accounting and Tax by Canopy in 2021. Her byline has been featured by The New York Times, Forbes, Business Insider, Investopedia, Buy Side WSJ, LendingTree, Credit Karma, New York Post, MSN, MediaFeed, Deposit Counts, and The Post-Star.

Expertise

  • Taxes
  • Accounting
  • Loans
  • Investing
  • Insurance

Education

Berry-Johnson has a bachelor's in accounting from Morrison University and a CPA license from the State of Nevada.

Janet’s Latest Articles

How to get an emergency student loan
Student LoansHow to get an emergency student loan

Unexpected financial challenges can make completing your education seem impossible. In fact, 59% of college students considered dropping out due to financial stress, according to a recent study by Ellucian.Emergency student loa...

By Janet Berry-Johnson

August 27, 2024

Trade school loans: How to finance your vocational education
Student LoansTrade school loans: How to finance your vocational education

By 2027, about 70% of jobs will require education or training beyond high school, according to the U.S. Department of Education. However, this education doesn't have to come from a traditional college or university.Trade school...

By Janet Berry-Johnson

August 22, 2024

Discretionary income: What it is and how it can affect student loan payments
Student LoansDiscretionary income: What it is and how it can affect student loan payments

More than $500 billion in federal student loan debt is being repaid under income-driven repayment (IDR) plans, according to the Government Accountability Office. If you're one of these borrowers, or hope to be soon, discretiona...

By Janet Berry-Johnson

July 31, 2024

How To Pay for an MBA: 7 Strategies
Student LoansHow To Pay for an MBA: 7 Strategies

Enrolling in a top Master of Business Administration (MBA) program comes with a hefty price tag — tuition alone costs over $76,000 at Harvard Business School for the 2024-25 school year. To bridge this financial gap, students o...

By Janet Berry-Johnson

August 30, 2024

How to pay for medical school: 5 strategies
Student LoansHow to pay for medical school: 5 strategies

Medical school comes with a hefty price tag, with tuition often exceeding $50,000 per year for many students. Without savings to cover those costs, you’ll likely need to pay for medical school with a combination of scholarships...

By Janet Berry-Johnson

June 21, 2024

Can I get a student loan interest tax deduction?
Student Loan RefinanceCan I get a student loan interest tax deduction?

Student loan debt can feel overwhelming, but taking advantage of certain Internal Revenue Service tax benefits and tax deductions can help make repayment more affordable. If you made student loan interest payments on a private ...

By Janet Berry-Johnson

September 3, 2024

How to consolidate and refinance student loans
Student Loan RefinanceHow to consolidate and refinance student loans

Consolidating your federal student loans into a Direct Consolidation Loan allows you to combine multiple loans into a single loan with one monthly payment. Consolidated loans have fixed interest rates and allow you to access fe...

By Janet Berry-Johnson

May 1, 2024

Should I refinance my student loans?
Student Loan RefinanceShould I refinance my student loans?

If you're one of the 45 million Americans with student debt, you may wonder if refinancing your student loans is a good option. Refinancing allows you to combine your current loans into a new loan — potentially at a lower inter...

By Janet Berry-Johnson

September 3, 2024

Best parent student loans of September 2024
Student LoansBest parent student loans of September 2024

Many parents hope to save enough to cover their child’s education, but it’s not uncommon to fall short. While three out of four parents have started saving for college, most are on track to cover just 27% of their funding goal ...

By Janet Berry-Johnson

August 30, 2024

8 ways to pay off $100K in student loans
Student Loan Refinance8 ways to pay off $100K in student loans

Six-figure student loan debt can cast a shadow over your personal finances, making milestones like buying a home, starting a family, and even retiring someday seem like pipe dreams. But there are several strategies you can use ...

By Janet Berry-Johnson

May 7, 2024

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Fox Money is a property of Credible Operations, Inc., which is majority-owned indirectly by Fox Corporation. This material may not be published, broadcast, rewritten, or redistributed. All rights reserved. Use of this website (including any and all parts and components) constitutes your acceptance of Fox's Terms of Use and Updated Privacy Policy | Your Privacy Choices.