Jerry’s Latest Articles
The best type of student loan depends on your situation. But for most borrowers, it's a good idea to exhaust federal student loan options before taking out a private student loan. In fact, 85% of student loans in the 2022-23 ac...
When financial emergencies strike, having access to quick funds is crucial, but caution is necessary to avoid excessive fees. Personal loans boast lower annual percentage rates (APRs) — with an average two-year rate of 12.49% A...
Knowing the replacement cost of your home — how much it would cost to rebuild your home after it's destroyed by a covered event, like a fire — is important because it can help you figure out how much home insurance you need. Th...
Sewer lines are one of the most important elements of your home. They transport waste away from your home and protect the quality of your water. If something happens to them, it can be difficult to know if you or the city is re...
Getting car insurance even if you don’t have your driver’s license can be a good idea in many circumstances. For example, you may want to keep insurance on your vehicle to avoid a lapse in coverage. Or, you might want to purcha...
Auto insurance protects your vehicle against many risks, such as car accidents, theft, and vandalism. And most U.S. states require car insurance — only New Hampshire and Virginia do not. Understanding some auto insurance basics...
Getting a speeding ticket can affect your auto insurance rate, but how much depends on several factors. For example, if it’s your first time getting one, you may not see an increase. But if you have multiple speeding violations...
No-interest student loans exist, but they’re extremely rare. If you’re searching for ways to lower your borrowing costs, it’s more realistic to aim for low-interest student loans like federal loans, and fill in any funding gaps...
If you’re taking out a private student loan to pay for college, you may need a cosigner to help you qualify if you can’t meet a lender’s eligibility requirements. But if you’re using federal dollars to cover the cost of your ed...
Homeowners insurance policies come in several different forms, ranging from HO-1 to HO-8. The home insurance policy that’s best for you depends on the type of home you live in and the level of coverage you need. An HO-3 policy ...