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Find answers to all your mortgage questions

Read expert reviews and get research-backed insights so you can buy or refinance with ease.

Buying a Home

Should you buy a house in 2024? Here’s what you need to know
Should you buy a house in 2024? Here’s what you need to know

By Jennifer Sisson

December 27, 2024

First-time homebuyer guide to getting a house in 2024

By Mary Beth Eastman

December 26, 2024

A guide to first-time homebuyer down payment assistance

By Angela Mae

December 27, 2024

How to buy a house with no down payment

By Daria Uhlig

December 27, 2024

Mortgage Basics

What is a mortgage and how does it work?
What is a mortgage and how does it work?

By Micah Murray

December 26, 2024

How to get a mortgage with bad credit
How to get a mortgage with bad credit

By Daria Uhlig

December 27, 2024

How to qualify for a mortgage

By Mary Beth Eastman

December 27, 2024

What is mortgage pre-approval?

By Jamie Johnson

December 26, 2024

What is escrow and how does it work?

By Angela Mae

December 27, 2024

Home Loan Rates

How to compare mortgage rates
How to compare mortgage rates

By Mary Beth Eastman

December 27, 2024

Current 15-year mortgage rates

By Lauren Ward

December 26, 2024

VA loan vs. conventional loan: How to choose

By Nick Dauk

December 26, 2024

What is an FHA 203(k) loan and do you need one?

By Mary Beth Eastman

December 26, 2024

The Latest

Mortgage rates poised to plummet following Fed decision
MortgageMortgage rates poised to plummet following Fed decision

By Valerie Morris

December 17, 2024

Today’s 15-year mortgage interest rates drop to 6.13%, while 30-year terms fall to 6.88%
MortgageToday’s 15-year mortgage interest rates drop to 6.13%, while 30-year terms fall to 6.88%

By Angela Mae

November 20, 2024

Today’s 15- and 30-year mortgage interest rates stay at 6.25% and 6.99%, respectively
MortgageToday’s 15- and 30-year mortgage interest rates stay at 6.25% and 6.99%, respectively

By Angela Mae

November 19, 2024

Today’s 30-year mortgage interest rates rise to 6.99% while 15-year terms climb to 6.25%
MortgageToday’s 30-year mortgage interest rates rise to 6.99% while 15-year terms climb to 6.25%

By Angela Mae

November 18, 2024

Today’s 30-year mortgage interest rates drop to 6.88% while 15-year terms fall to 6.13%
MortgageToday’s 30-year mortgage interest rates drop to 6.88% while 15-year terms fall to 6.13%

By Angela Mae

November 15, 2024

Today’s 30-year mortgage interest rates rise to 6.99% while 15-year terms stay at 6.25%
MortgageToday’s 30-year mortgage interest rates rise to 6.99% while 15-year terms stay at 6.25%

By Angela Mae

November 14, 2024

Today’s 30-year mortgage interest rates stay at 6.88% while 15-year terms climb to 6.25%
MortgageToday’s 30-year mortgage interest rates stay at 6.88% while 15-year terms climb to 6.25%

By Angela Mae

November 13, 2024

Today’s 30-year mortgage interest rates stay at 6.88% while 15-year terms remain at 6.13%
MortgageToday’s 30-year mortgage interest rates stay at 6.88% while 15-year terms remain at 6.13%

By Angela Mae

November 12, 2024

Today’s 30-year mortgage interest rates stay at 6.88% while 15-year terms rise to 6.13%
MortgageToday’s 30-year mortgage interest rates stay at 6.88% while 15-year terms rise to 6.13%

By Angela Mae

November 11, 2024

Today’s 30-year mortgage interest rates drop to 6.88% while 15-year terms fall to 6.00%
MortgageToday’s 30-year mortgage interest rates drop to 6.88% while 15-year terms fall to 6.00%

By Angela Mae

November 8, 2024

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Fox Money is a property of Credible Operations, Inc., which is majority-owned indirectly by Fox Corporation. This material may not be published, broadcast, rewritten, or redistributed. All rights reserved. Use of this website (including any and all parts and components) constitutes your acceptance of Fox's Terms of Use and Updated Privacy Policy | Your Privacy Choices.

*Credible Operations, Inc. We arrange but do not make loans. All loans are subject to underwriting and approval. Registered Mortgage Broker - NYS Department of Financial Services. Advertised rates are subject to change and may not be available at closing, unless locked with a lender