As a #1 New York Times best-selling author, host of "The Rachel Cruze Show "and "The Rachel Cruze Show Podcast," Rachel helps people learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including "Love Your Life, Not Theirs" and "Smart Money Smart Kids," which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at www.rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze.