amer carmrt - CRMT

CRMT

Close Chg Chg %
25.35 -1.15 -4.54%

Closed Market

24.20

-1.15 (4.54%)

Volume: 142.32K

Last Updated:

Dec 12, 2025, 4:00 PM EDT

Company Overview: amer carmrt - CRMT

CRMT Key Data

Open

$25.51

Day Range

24.11 - 25.77

52 Week Range

17.80 - 62.72

Market Cap

$222.63M

Shares Outstanding

8.29M

Public Float

7.69M

Beta

1.14

Rev. Per Employee

N/A

P/E Ratio

N/A

EPS

-$1.74

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

189.29K

 

CRMT Performance

1 Week
 
-7.07%
 
1 Month
 
32.75%
 
3 Months
 
-29.96%
 
1 Year
 
-56.24%
 
5 Years
 
-79.57%
 

CRMT Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 3
Full Ratings ➔

About amer carmrt - CRMT

America's Car-Mart, Inc. engages in the provision of sale of older model used vehicles and the provision of financing for its customers in the United States. It operates dealerships in the South-Central United States. The company was founded by Bill Fleeman in 1981 and is headquartered in Rogers, AR.

CRMT At a Glance

America's Car-Mart, Inc.
1805 North 2nd Street
Rogers, Arkansas 72756
Phone 1-479-464-9944 Revenue 1.39B
Industry Specialty Stores Net Income 17.93M
Sector Retail Trade Employees 2,300
Fiscal Year-end 04 / 2026
View SEC Filings

CRMT Valuation

P/E Current N/A
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 20.359
Price to Sales Ratio 0.262
Price to Book Ratio 0.688
Price to Cash Flow Ratio N/A
Enterprise Value to EBITDA 10.703
Enterprise Value to Sales 0.78
Total Debt to Enterprise Value 0.779

CRMT Efficiency

Revenue/Employee 604,753.043
Income Per Employee 7,796.522
Receivables Turnover 1.171
Total Asset Turnover 0.877

CRMT Liquidity

Current Ratio 7.373
Quick Ratio 6.80
Cash Ratio 0.636

CRMT Profitability

Gross Margin 47.251
Operating Margin 6.74
Pretax Margin 1.639
Net Margin 1.289
Return on Assets 1.131
Return on Equity 3.446
Return on Total Capital 1.267
Return on Invested Capital 1.332

CRMT Capital Structure

Total Debt to Total Equity 148.304
Total Debt to Total Capital 59.727
Total Debt to Total Assets 50.835
Long-Term Debt to Equity 146.411
Long-Term Debt to Total Capital 58.923
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Amer Carmrt - CRMT

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
1.21B 1.41B 1.39B 1.39B
Sales Growth
+31.98% +15.93% -0.83% -0.21%
Cost of Goods Sold (COGS) incl D&A
667.66M 811.48M 765.42M 733.70M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
4.03M 5.60M 6.87M 7.65M
Depreciation
4.03M 5.60M 6.87M 7.65M
Amortization of Intangibles
- - - -
-
COGS Growth
+38.27% +21.54% -5.68% -4.14%
Gross Income
544.70M 594.02M 628.48M 657.23M
Gross Income Growth
+25.01% +9.05% +5.80% +4.58%
Gross Profit Margin
+44.93% +42.26% +45.09% +47.25%
2022 2023 2024 2025 5-year trend
SG&A Expense
413.23M 529.56M 602.83M 563.48M
Research & Development
- - - -
-
Other SG&A
413.23M 529.56M 602.83M 563.48M
SGA Growth
+40.31% +28.15% +13.84% -6.53%
Other Operating Expense
- - - -
-
Unusual Expense
- - - -
-
EBIT after Unusual Expense
131.47M 64.47M 25.65M 93.75M
Non Operating Income/Expense
(149.00K) (361.00K) (437.00K) (299.00K)
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
10.92M 38.31M 65.35M 70.65M
Interest Expense Growth
+60.10% +250.87% +70.57% +8.11%
Gross Interest Expense
10.92M 38.31M 65.35M 70.65M
Interest Capitalized
- - - -
-
Pretax Income
120.40M 25.79M (40.13M) 22.80M
Pretax Income Growth
-10.44% -78.58% -255.60% +156.81%
Pretax Margin
+9.93% +1.84% -2.88% +1.64%
Income Tax
27.09M 5.36M (8.74M) 4.87M
Income Tax - Current - Domestic
18.87M (3.50M) 12.77M 15.53M
Income Tax - Current - Foreign
- - - -
-
Income Tax - Deferred - Domestic
8.23M 8.87M (21.51M) (10.66M)
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
93.31M 20.43M (31.39M) 17.93M
Minority Interest Expense
- - - -
-
Net Income
93.31M 20.43M (31.39M) 17.93M
Net Income Growth
-10.40% -78.10% -253.65% +157.12%
Net Margin Growth
+7.70% +1.45% -2.25% +1.29%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
93.31M 20.43M (31.39M) 17.93M
Preferred Dividends
40.00K 40.00K 40.00K 40.00K
Net Income Available to Common
93.27M 20.39M (31.43M) 17.89M
EPS (Basic)
14.3274 3.2006 -4.9202 2.3777
EPS (Basic) Growth
-8.77% -77.66% -253.73% +148.33%
Basic Shares Outstanding
6.51M 6.37M 6.39M 7.52M
EPS (Diluted)
13.6685 3.1053 -4.9202 2.3292
EPS (Diluted) Growth
-8.59% -77.28% -258.45% +147.34%
Diluted Shares Outstanding
6.82M 6.57M 6.39M 7.68M
EBITDA
135.50M 70.07M 32.52M 101.40M
EBITDA Growth
-6.51% -48.29% -53.59% +211.79%
EBITDA Margin
+11.18% +4.99% +2.33% +7.29%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 39.50
Number of Ratings 3 Current Quarters Estimate -0.073
FY Report Date 01 / 2026 Current Year's Estimate -1.93
Last Quarter’s Earnings -2.71 Median PE on CY Estimate N/A
Year Ago Earnings 2.33 Next Fiscal Year Estimate 2.253
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 3 3 3 3
Mean Estimate -0.07 0.52 -1.93 2.25
High Estimates 0.33 1.08 0.86 4.27
Low Estimate -0.48 -0.19 -4.07 1.20
Coefficient of Variance -552.29 124.64 -131.01 77.53

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 1 1 1
OVERWEIGHT 0 0 0
HOLD 2 2 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Insider Actions for Amer Carmrt - CRMT

Date Name Shares Transaction Value
Jun 16, 2025 The Magnolia Group LLC 1,569,094 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $55.8 per share 87,555,445.20
Jun 16, 2025 The Magnolia Group LLC 1,516,094 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $55.49 per share 84,128,056.06
Jun 16, 2025 The Magnolia Group LLC 1,471,094 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $56.28 per share 82,793,170.32
Jun 16, 2025 The Magnolia Group LLC 1,428,094 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $57.57 per share 82,215,371.58

Amer Carmrt in the News