About dave - DAVE
Dave, Inc. is a digital banking service. Its products include a budgeting tool to help members manage their upcoming bills to avoid overspending, cash advances through its flagship ExtraCash product to help members avoid punitive overdraft fees, a Side Hustle product, where Dave helps connect members with supplemental work opportunities, and Dave Banking, a modern checking account experience with valuable tools for building long-term financial health. The company was founded by Jason Wilk, Paras Chitrakar, and John Wolanin in October 2015 and is headquartered in Los Angeles, CA.
DAVE At a Glance
Dave, Inc.
1265 South Cochran Avenue
Los Angeles, California 90019
| Phone | 1-844-857-3283 | Revenue | 259.09M | |
| Industry | Major Banks | Net Income | -48,517,000.00 | |
| Sector | Finance | 2023 Sales Growth | 26.487% | |
| Fiscal Year-end | 12 / 2024 | Employees | 285 | |
| View SEC Filings |
DAVE Valuation
| P/E Current | 26.157 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | N/A |
| Price to Sales Ratio | 0.386 |
| Price to Book Ratio | 1.17 |
| Price to Cash Flow Ratio | 2.965 |
| Enterprise Value to EBITDA | -3.422 |
| Enterprise Value to Sales | 0.484 |
| Total Debt to Enterprise Value | 1.445 |
DAVE Efficiency
| Revenue/Employee | 909,098.246 |
| Income Per Employee | -170,235.088 |
| Receivables Turnover | 2.296 |
| Total Asset Turnover | 0.842 |
DAVE Liquidity
| Current Ratio | 10.814 |
| Quick Ratio | 10.814 |
| Cash Ratio | 6.09 |
DAVE Profitability
| Gross Margin | 52.204 |
| Operating Margin | -16.288 |
| Pretax Margin | -18.679 |
| Net Margin | -18.726 |
| Return on Assets | -15.765 |
| Return on Equity | -50.115 |
| Return on Total Capital | -18.079 |
| Return on Invested Capital | -17.563 |
DAVE Capital Structure
| Total Debt to Total Equity | 208.231 |
| Total Debt to Total Capital | 67.557 |
| Total Debt to Total Assets | 61.659 |
| Long-Term Debt to Equity | 207.889 |
| Long-Term Debt to Total Capital | 67.446 |