firstcash holdings - FCFS

FCFS

Close Chg Chg %
184.11 -1.01 -0.55%

Closed Market

183.10

-1.01 (0.55%)

Volume: 148.64K

Last Updated:

Feb 19, 2026, 4:00 PM EDT

Company Overview: firstcash holdings - FCFS

FCFS Key Data

Open

$183.12

Day Range

182.07 - 185.12

52 Week Range

109.51 - 187.99

Market Cap

$8.00B

Shares Outstanding

43.98M

Public Float

38.53M

Beta

0.49

Rev. Per Employee

N/A

P/E Ratio

24.81

EPS

$7.45

Yield

86.90%

Dividend

$0.42

EX-DIVIDEND DATE

Feb 18, 2026

SHORT INTEREST

N/A

AVERAGE VOLUME

283.78K

 

FCFS Performance

1 Week
 
1.22%
 
1 Month
 
7.60%
 
3 Months
 
22.36%
 
1 Year
 
60.67%
 
5 Years
 
193.08%
 

FCFS Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 7
Full Ratings ➔

About firstcash holdings - FCFS

FirstCash Holdings, Inc. operates retail pawn stores in the United States and Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments, and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The firm is also involved in melting scrap jewelry, as well as selling gold, silver, and diamonds in commodity markets. The company was founded in 1988 and is headquartered in Fort Worth, Texas.

FCFS At a Glance

FirstCash Holdings, Inc.
1600 West 7th Street
Fort Worth, Texas 76102
Phone 1-817-335-1100 Revenue 3.66B
Industry Finance/Rental/Leasing Net Income 330.38M
Sector Finance 2025 Sales Growth 8.043%
Fiscal Year-end 12 / 2026 Employees 22,000
View SEC Filings

FCFS Valuation

P/E Current 24.813
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 21.48
Price to Sales Ratio 1.938
Price to Book Ratio 3.079
Price to Cash Flow Ratio 12.11
Enterprise Value to EBITDA 9.606
Enterprise Value to Sales 2.606
Total Debt to Enterprise Value 0.269

FCFS Efficiency

Revenue/Employee 166,411.045
Income Per Employee 15,017.045
Receivables Turnover 3.335
Total Asset Turnover 0.749

FCFS Liquidity

Current Ratio 4.552
Quick Ratio 3.077
Cash Ratio 0.307

FCFS Profitability

Gross Margin 51.666
Operating Margin 15.357
Pretax Margin 12.225
Net Margin 9.024
Return on Assets 6.758
Return on Equity 15.257
Return on Total Capital 6.818
Return on Invested Capital 7.557

FCFS Capital Structure

Total Debt to Total Equity 112.821
Total Debt to Total Capital 53.012
Total Debt to Total Assets 48.458
Long-Term Debt to Equity 107.933
Long-Term Debt to Total Capital 50.715
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Firstcash Holdings - FCFS

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
2.73B 3.15B 3.39B 3.66B
Sales Growth
+60.62% +15.50% +7.51% +8.04%
Cost of Goods Sold (COGS) incl D&A
1.45B 1.63B 1.72B 1.77B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
457.33M 520.62M 538.25M 430.93M
Depreciation
400.30M 463.56M 488.11M 377.12M
Amortization of Intangibles
57.03M 57.06M 50.14M 53.81M
COGS Growth
+86.63% +12.49% +5.48% +2.87%
Gross Income
1.28B 1.52B 1.67B 1.89B
Gross Income Growth
+38.72% +18.91% +9.68% +13.37%
Gross Profit Margin
+46.88% +48.26% +49.24% +51.67%
2022 2023 2024 2025 5-year trend
SG&A Expense
995.35M 1.13B 1.22B 1.33B
Research & Development
- - - -
-
Other SG&A
995.35M 1.13B 1.22B 1.17B
SGA Growth
+37.28% +13.68% +7.65% +9.14%
Other Operating Expense
- - - -
-
Unusual Expense
(105.81M) 7.92M 2.23M 14.37M
EBIT after Unusual Expense
389.71M 381.69M 448.19M 547.86M
Non Operating Income/Expense
4.63M 4.40M (184.00K) 21.00M
Non-Operating Interest Income
1.31M 1.47M 1.94M 2.94M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
70.71M 93.24M 105.23M 121.29M
Interest Expense Growth
+118.33% +31.87% +12.85% +15.27%
Gross Interest Expense
70.71M 93.24M 105.23M 121.29M
Interest Capitalized
- - - -
-
Pretax Income
323.63M 292.85M 342.78M 447.56M
Pretax Income Growth
+94.37% -9.51% +17.05% +30.57%
Pretax Margin
+11.86% +9.29% +10.12% +12.23%
Income Tax
70.14M 73.55M 83.96M 117.19M
Income Tax - Current - Domestic
26.45M 68.34M 76.35M 65.19M
Income Tax - Current - Foreign
15.44M 18.68M 14.99M 32.64M
Income Tax - Deferred - Domestic
28.70M (14.95M) (8.20M) 20.40M
Income Tax - Deferred - Foreign
(458.00K) 1.48M 822.00K (1.04M)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
253.50M 219.30M 258.81M 330.38M
Minority Interest Expense
- - - -
-
Net Income
253.50M 219.30M 258.81M 330.38M
Net Income Growth
+102.94% -13.49% +18.02% +27.65%
Net Margin Growth
+9.29% +6.96% +7.64% +9.02%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
253.50M 219.30M 258.81M 330.38M
Preferred Dividends
- - - -
-
Net Income Available to Common
253.50M 219.30M 258.81M 330.38M
EPS (Basic)
5.3692 4.8249 5.7559 7.4553
EPS (Basic) Growth
+76.13% -10.14% +19.30% +29.52%
Basic Shares Outstanding
47.21M 45.45M 44.97M 44.31M
EPS (Diluted)
5.3559 4.7994 5.73 7.4198
EPS (Diluted) Growth
+75.90% -10.39% +19.39% +29.49%
Diluted Shares Outstanding
47.33M 45.69M 45.17M 44.53M
EBITDA
741.23M 910.23M 988.66M 993.15M
EBITDA Growth
+189.67% +22.80% +8.62% +0.45%
EBITDA Margin
+27.16% +28.88% +29.18% +27.13%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 196.286
Number of Ratings 7 Current Quarters Estimate 2.336
FY Report Date 03 / 2026 Current Year's Estimate 10.343
Last Quarter’s Earnings 2.64 Median PE on CY Estimate N/A
Year Ago Earnings 8.76 Next Fiscal Year Estimate 12.271
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 7 7 7 6
Mean Estimate 2.34 2.29 10.34 12.27
High Estimates 2.52 2.48 10.71 13.11
Low Estimate 1.96 2.04 9.61 11.84
Coefficient of Variance 7.94 6.60 3.58 3.81

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 5 5 5
OVERWEIGHT 0 0 0
HOLD 2 3 3
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Firstcash Holdings in the News