fair isaac corp. - FICO
FICO
Close Chg Chg %
2,334.29 21.78 0.93%
Closed Market
2,356.06
+21.78 (0.93%)
Volume: 90.18K
Last Updated:
Nov 22, 2024, 3:59 PM EDT
Company Overview: fair isaac corp. - FICO
FICO Key Data
| Open $2,355.23 | Day Range 2,324.32 - 2,377.74 |
| 52 Week Range 1,063.21 - 2,402.52 | Market Cap $56.92B |
| Shares Outstanding 24.35M | Public Float 23.71M |
| Beta 1.35 | Rev. Per Employee N/A |
| P/E Ratio 114.33 | EPS $20.78 |
| Yield 0.00% | Dividend $0.02 |
| EX-DIVIDEND DATE Mar 1, 2017 | SHORT INTEREST N/A |
| AVERAGE VOLUME 151.02K |
FICO Performance
| 1 Week | 4.17% | ||
| 1 Month | 17.77% | ||
| 3 Months | 34.95% | ||
| 1 Year | 120.22% | ||
| 5 Years | 562.19% |
FICO Analyst Ratings
- Sell
- Under
- Hold
- Over
- Buy
Number of Ratings
18
Full Ratings ➔
About fair isaac corp. - FICO
Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.
FICO At a Glance
Fair Isaac Corp.
5 West Mendenhall
Bozeman, Montana 59715
| Phone | 1-406-982-7276 | Revenue | 1.72B | |
| Industry | Packaged Software | Net Income | 512.81M | |
| Sector | Technology Services | 2024 Sales Growth | 13.476% | |
| Fiscal Year-end | 09 / 2025 | Employees | 3,586 | |
| View SEC Filings |
FICO Valuation
| P/E Current | 114.332 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 95.048 |
| Price to Sales Ratio | 28.379 |
| Price to Book Ratio | N/A |
| Price to Cash Flow Ratio | 77.005 |
| Enterprise Value to EBITDA | 68.022 |
| Enterprise Value to Sales | 29.603 |
| Total Debt to Enterprise Value | 0.044 |
FICO Efficiency
| Revenue/Employee | 478,953.151 |
| Income Per Employee | 143,003.625 |
| Receivables Turnover | 4.026 |
| Total Asset Turnover | 1.015 |
FICO Liquidity
| Current Ratio | 1.624 |
| Quick Ratio | 1.624 |
| Cash Ratio | 0.396 |
FICO Profitability
| Gross Margin | 79.673 |
| Operating Margin | 42.714 |
| Pretax Margin | 37.381 |
| Net Margin | 29.858 |
| Return on Assets | 30.314 |
| Return on Equity | N/A |
| Return on Total Capital | 39.745 |
| Return on Invested Capital | 42.59 |
FICO Capital Structure
| Total Debt to Total Equity | N/A |
| Total Debt to Total Capital | 174.611 |
| Total Debt to Total Assets | 127.639 |
| Long-Term Debt to Equity | N/A |
| Long-Term Debt to Total Capital | 172.309 |
- Income Statement
- Balance Sheet
- Cash Flow Statement
Annual Financials for Fair Isaac Corp. - FICO
Collapse All in section
| All values USD millions. | 2021 | 2022 | 2023 | 2024 | 5-year trend |
|---|---|---|---|---|---|
Sales/Revenue
| 1.32B | 1.38B | 1.51B | 1.72B | |
Sales Growth
| +1.70% | +4.61% | +9.90% | +13.48% | |
Cost of Goods Sold (COGS) incl D&A
| 335.72M | 304.24M | 312.15M | 349.12M | |
COGS excluding D&A
| - | - | - | - | - |
Depreciation & Amortization Expense
| 41.69M | 36.39M | 14.64M | 13.83M | |
Depreciation
| 38.44M | 34.33M | 13.54M | 12.91M | |
Amortization of Intangibles
| 3.25M | 2.06M | 1.10M | 917.00K | |
COGS Growth
| -8.31% | -9.38% | +2.60% | +11.84% | |
Gross Income
| 980.82M | 1.07B | 1.20B | 1.37B | |
Gross Income Growth
| +5.64% | +9.40% | +11.96% | +13.90% | |
Gross Profit Margin
| +74.50% | +77.91% | +79.38% | +79.67% |
| 2021 | 2022 | 2023 | 2024 | 5-year trend | |
|---|---|---|---|---|---|
SG&A Expense
| 567.51M | 530.62M | 560.51M | 634.77M | |
Research & Development
| 171.23M | 146.76M | 159.95M | 171.94M | |
Other SG&A
| 396.28M | 383.86M | 400.56M | 462.83M | |
SGA Growth
| -3.39% | -6.50% | +5.63% | +13.25% | |
Other Operating Expense
| - | - | - | - | - |
Unusual Expense
| 5.89M | 2.75M | (1.63M) | (1.58M) | |
EBIT after Unusual Expense
| 407.41M | 539.67M | 642.51M | 735.21M | |
Non Operating Income/Expense
| 105.82M | 610.00K | 6.66M | 12.45M | |
Non-Operating Interest Income
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Interest Expense
| 40.09M | 68.97M | 95.55M | 105.64M | |
Interest Expense Growth
| -4.94% | +72.02% | +38.54% | +10.56% | |
Gross Interest Expense
| 40.09M | 68.97M | 95.55M | 105.64M | |
Interest Capitalized
| - | - | - | - | - |
Pretax Income
| 473.14M | 471.31M | 553.62M | 642.02M | |
Pretax Income Growth
| +84.10% | -0.39% | +17.47% | +15.97% | |
Pretax Margin
| +35.94% | +34.22% | +36.58% | +37.38% | |
Income Tax
| 81.06M | 97.77M | 124.25M | 129.21M | |
Income Tax - Current - Domestic
| 51.40M | 59.35M | 129.30M | 120.60M | |
Income Tax - Current - Foreign
| 35.62M | 30.60M | 42.33M | 35.94M | |
Income Tax - Deferred - Domestic
| (5.55M) | 8.67M | (52.91M) | (27.94M) | |
Income Tax - Deferred - Foreign
| (405.00K) | (856.00K) | 5.53M | 609.00K | |
Income Tax Credits
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Other After Tax Income (Expense)
| - | - | - | - | - |
Consolidated Net Income
| 392.08M | 373.54M | 429.38M | 512.81M | |
Minority Interest Expense
| - | - | - | - | - |
Net Income
| 392.08M | 373.54M | 429.38M | 512.81M | |
Net Income Growth
| +65.85% | -4.73% | +14.95% | +19.43% | |
Net Margin Growth
| +29.78% | +27.12% | +28.37% | +29.86% | |
Extraordinaries & Discontinued Operations
| - | - | - | - | - |
Discontinued Operations
| - | - | - | - | - |
Net Income After Extraordinaries
| 392.08M | 373.54M | 429.38M | 512.81M | |
Preferred Dividends
| - | - | - | - | - |
Net Income Available to Common
| 392.08M | 373.54M | 429.38M | 512.81M | |
EPS (Basic)
| 13.6453 | 14.3438 | 17.1846 | 20.7818 | |
EPS (Basic) Growth
| +67.77% | +5.12% | +19.81% | +20.93% | |
Basic Shares Outstanding
| 28.73M | 26.04M | 24.99M | 24.68M | |
EPS (Diluted)
| 13.4 | 14.1777 | 16.9265 | 20.4478 | |
EPS (Diluted) Growth
| +69.66% | +5.80% | +19.39% | +20.80% | |
Diluted Shares Outstanding
| 29.26M | 26.35M | 25.37M | 25.08M | |
EBITDA
| 455.00M | 578.80M | 655.53M | 747.46M | |
EBITDA Growth
| +16.26% | +27.21% | +13.26% | +14.02% | |
EBITDA Margin
| +34.56% | +42.03% | +43.31% | +43.52% |
Snapshot
| Average Recommendation | HOLD | Average Target Price | 2,108.267 | |
| Number of Ratings | 18 | Current Quarters Estimate | 6.096 | |
| FY Report Date | 12 / 2024 | Current Year's Estimate | 29.701 | |
| Last Quarter’s Earnings | 6.54 | Median PE on CY Estimate | N/A | |
| Year Ago Earnings | 23.74 | Next Fiscal Year Estimate | 36.977 | |
| Median PE on Next FY Estimate | N/A |
Earnings Per Share
| This Quarter | Next Quarter | This Fiscal | Next Fiscal | |
|---|---|---|---|---|
| # of Estimates | 12 | 12 | 14 | 13 |
| Mean Estimate | 6.10 | 7.53 | 29.70 | 36.98 |
| High Estimates | 6.54 | 8.26 | 31.70 | 42.90 |
| Low Estimate | 5.47 | 7.16 | 28.58 | 30.76 |
| Coefficient of Variance | 4.39 | 4.86 | 3.56 | 8.94 |
Analysts Recommendations
| Current | 1 Month Ago | 3 Months Ago | |
|---|---|---|---|
| BUY | 7 | 7 | 7 |
| OVERWEIGHT | 2 | 2 | 2 |
| HOLD | 5 | 5 | 5 |
| UNDERWEIGHT | 1 | 2 | 1 |
| SELL | 3 | 2 | 3 |
| MEAN | Hold | Overweight | Hold |
SEC Filings for Fair Isaac Corp. - FICO
| Filing Date | Type | Category | Amended |
|---|---|---|---|
| No results | |||
Insider Actions for Fair Isaac Corp. - FICO
| Date | Name | Shares | Transaction | Value |
|---|---|---|---|---|
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 24,091 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1383.03 per share | 33,318,575.73 |
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 20,019 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1390.41 per share | 27,834,617.79 |
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 20,893 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1386.22 per share | 28,962,294.46 |
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 23,429 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1384.13 per share | 32,428,781.77 |
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 19,919 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1392.35 per share | 27,734,219.65 |
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 24,423 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1381.84 per share | 33,748,678.32 |
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 24,819 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1380.51 per share | 34,262,877.69 |
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 20,795 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1387.08 per share | 28,844,328.60 |
| Jun 19, 2024 | Mark Russell Scadina EVP, Gen. Counsel & Sec. | 22,038 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1385.16 per share | 30,526,156.08 |
| May 29, 2024 | Nikhil Behl Executive Vice President | 3,127 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| May 29, 2024 | Nikhil Behl Executive Vice President | 4,389 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| May 29, 2024 | Nikhil Behl Executive Vice President | 2,124 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $1353.18 per share | 2,874,154.32 |
| May 22, 2024 | Marc F. McMorris Director | 1,842 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 Non-derivative transaction at $391.57 per share | 721,271.94 |
| May 22, 2024 | Marc F. McMorris Director | 1,301 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1412.35 per share | 1,837,467.35 |
| May 22, 2024 | Marc F. McMorris Director | N/A | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| May 22, 2024 | Marc F. McMorris Director | 242 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1413.63 per share | 342,098.46 |
| May 21, 2024 | Joanna Rees Director | 20,118 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1400 per share | 28,165,200.00 |
| Apr 19, 2024 | William J. Lansing President and CEO; Director | 13,412 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1146.46 per share | 15,376,321.52 |
| Apr 19, 2024 | William J. Lansing President and CEO; Director | 14,060 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1145.45 per share | 16,105,027.00 |
| Apr 19, 2024 | William J. Lansing President and CEO; Director | 18,421 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $1137.31 per share | 20,950,387.51 |