green dot corp. - GDOT

GDOT

Close Chg Chg %
10.24 -0.02 -0.15%

Closed Market

10.23

-0.02 (0.15%)

Volume: 467.73K

Last Updated:

Nov 22, 2024, 3:59 PM EDT

Company Overview: green dot corp. - GDOT

GDOT Key Data

Open

$10.41

Day Range

10.18 - 10.60

52 Week Range

7.71 - 13.57

Market Cap

$551.31M

Shares Outstanding

53.79M

Public Float

51.60M

Beta

0.91

Rev. Per Employee

N/A

P/E Ratio

N/A

EPS

-$1.04

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

492.59K

 

GDOT Performance

1 Week
 
-8.09%
 
1 Month
 
-10.58%
 
3 Months
 
-8.74%
 
1 Year
 
23.40%
 
5 Years
 
-57.46%
 

GDOT Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 5
Full Ratings ➔

About green dot corp. - GDOT

Green Dot Corp. is a financial technology and registered bank holding company. It engages in providing modern banking and money movement products that are accessible for all. It operates through the following segments: Consumer Services, Business to Business (B2B) Services, Money Movement Services, and Corporate and Other. The Consumer Services segment consists of checking accounts, prepaid cards, secured credit cards, and gift cards. The B2B Services segment covers the partnerships with some of the consumer and technology companies. The Money Movement segment includes facilitating the movement of cash on behalf of consumers and businesses, such as money processing services and tax refund processing services. The company was founded by Steven W. Streit on October 1, 1999 and is headquartered in Austin, TX.

GDOT At a Glance

Green Dot Corp.
114 West 7th Street
Austin, Texas 78701
Phone 1-626-765-2000 Revenue 1.50B
Industry Miscellaneous Commercial Services Net Income 6.72M
Sector Commercial Services 2023 Sales Growth 3.571%
Fiscal Year-end 12 / 2024 Employees 1,200
View SEC Filings

GDOT Valuation

P/E Current N/A
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 77.344
Price to Sales Ratio 0.346
Price to Book Ratio 0.608
Price to Cash Flow Ratio 5.331
Enterprise Value to EBITDA -1.042
Enterprise Value to Sales -0.089
Total Debt to Enterprise Value -0.505

GDOT Efficiency

Revenue/Employee 1,251,106.667
Income Per Employee 5,601.667
Receivables Turnover 13.631
Total Asset Turnover 0.313

GDOT Liquidity

Current Ratio 0.414
Quick Ratio 0.414
Cash Ratio 0.182

GDOT Profitability

Gross Margin 36.008
Operating Margin 2.992
Pretax Margin 0.975
Net Margin 0.448
Return on Assets 0.14
Return on Equity 0.819
Return on Total Capital 0.725
Return on Invested Capital 0.798

GDOT Capital Structure

Total Debt to Total Equity 7.829
Total Debt to Total Capital 7.261
Total Debt to Total Assets 1.397
Long-Term Debt to Equity 0.313
Long-Term Debt to Total Capital 0.29
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Green Dot Corp. - GDOT

Collapse All in section
All values USD millions. 2020 2021 2022 2023 5-year trend
Sales/Revenue
1.25B 1.43B 1.45B 1.50B
Sales Growth
+13.09% +14.31% +1.14% +3.57%
Cost of Goods Sold (COGS) incl D&A
612.99M 738.77M 806.01M 960.73M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
86.12M 84.80M 80.61M 82.97M
Depreciation
58.01M 57.02M 57.10M 58.71M
Amortization of Intangibles
28.12M 27.77M 23.51M 24.26M
COGS Growth
+27.39% +20.52% +9.10% +19.20%
Gross Income
640.77M 694.43M 643.56M 540.60M
Gross Income Growth
+2.13% +8.37% -7.33% -16.00%
Gross Profit Margin
+51.11% +48.45% +44.40% +36.01%
2020 2021 2022 2023 5-year trend
SG&A Expense
588.98M 627.91M 544.62M 495.69M
Research & Development
- - - -
-
Other SG&A
588.98M 627.91M 544.62M 495.69M
SGA Growth
+16.45% +6.61% -13.26% -8.98%
Other Operating Expense
- - - -
-
Unusual Expense
21.72M 47.00K 4.56M 22.25M
EBIT after Unusual Expense
30.07M 66.47M 94.38M 22.67M
Non Operating Income/Expense
(1.22M) (2.62M) (10.20M) (5.01M)
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
(6.29M) (1.58M) 15.65M (9.31M)
Interest Expense
761.00K 150.00K 255.00K 3.03M
Interest Expense Growth
-58.57% -80.29% +70.00% +1,087.06%
Gross Interest Expense
761.00K 150.00K 255.00K 3.03M
Interest Capitalized
- - - -
-
Pretax Income
28.09M 63.70M 83.92M 14.63M
Pretax Income Growth
-76.80% +126.73% +31.74% -82.56%
Pretax Margin
+2.24% +4.44% +5.79% +0.97%
Income Tax
4.96M 16.22M 19.71M 7.91M
Income Tax - Current - Domestic
19.50M 12.87M 25.72M 18.92M
Income Tax - Current - Foreign
471.00K 624.00K 666.00K 861.00K
Income Tax - Deferred - Domestic
(14.93M) 2.73M (6.76M) (11.71M)
Income Tax - Deferred - Foreign
(69.00K) (9.00K) 87.00K (161.00K)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
(6.29M) (1.58M) 15.65M (9.31M)
Other After Tax Income (Expense)
- (346.00K) (412.00K) (178.00K)
Consolidated Net Income
22.79M 47.07M 64.03M 6.72M
Minority Interest Expense
- - - -
-
Net Income
22.79M 47.07M 64.03M 6.72M
Net Income Growth
-77.19% +106.57% +36.05% -89.50%
Net Margin Growth
+1.82% +3.28% +4.42% +0.45%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
22.79M 47.07M 64.03M 6.72M
Preferred Dividends
- - - -
-
Net Income Available to Common
22.79M 47.07M 64.03M 6.72M
EPS (Basic)
0.4345 0.8705 1.2002 0.1286
EPS (Basic) Growth
-77.30% +100.35% +37.87% -89.29%
Basic Shares Outstanding
52.44M 54.07M 53.35M 52.25M
EPS (Diluted)
0.4246 0.8525 1.1887 0.128
EPS (Diluted) Growth
-77.41% +100.78% +39.44% -89.23%
Diluted Shares Outstanding
53.69M 55.22M 53.87M 52.51M
EBITDA
137.92M 151.32M 179.55M 127.89M
EBITDA Growth
-32.31% +9.72% +18.66% -28.77%
EBITDA Margin
+11.00% +10.56% +12.39% +8.52%

Snapshot

Average Recommendation HOLD Average Target Price 12.00
Number of Ratings 5 Current Quarters Estimate 0.354
FY Report Date 12 / 2024 Current Year's Estimate 1.342
Last Quarter’s Earnings 0.13 Median PE on CY Estimate N/A
Year Ago Earnings 1.62 Next Fiscal Year Estimate 1.506
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 5 5 5 5
Mean Estimate 0.35 0.70 1.34 1.51
High Estimates 0.38 0.83 1.36 1.56
Low Estimate 0.28 0.60 1.33 1.42
Coefficient of Variance 11.92 11.91 0.97 3.69

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 0 0 0
OVERWEIGHT 0 0 0
HOLD 4 4 4
UNDERWEIGHT 0 0 0
SELL 1 1 1
MEAN Hold Hold Hold

Insider Actions for Green Dot Corp. - GDOT

Date Name Shares Transaction Value
May 28, 2024 George T. Shaheen Director 87,537 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 28, 2024 Mary Ellen Richey Director 50,040 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 28, 2024 Nino S. Fanlo Director 81,759 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 28, 2024 William I. Jacobs Director 108,674 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 28, 2024 Robert Millard Director 45,101 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 13, 2024 Chris Ruppel Chief Revenue Officer 68,715 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $9.02 per share 619,809.30
Mar 13, 2024 Chris Ruppel Chief Revenue Officer 87,165 Open market or private purchase of non-derivative security Non-derivative transaction at $8.99 per share 783,613.35
Mar 13, 2024 Teresa Watkins Chief Operations Officer 33,389 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $9.02 per share 301,168.78
Mar 13, 2024 Jess Unruh Chief Financial Officer 86,233 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $9.02 per share 777,821.66
Mar 13, 2024 Chris Ruppel Chief Revenue Officer 101,715 Open market or private purchase of non-derivative security Non-derivative transaction at $9.16 per share 931,709.40
Mar 11, 2024 Starboard Value LP 860,944 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.22 per share 7,076,959.68
Mar 11, 2024 Starboard Value LP 502,073 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.44 per share 4,237,496.12
Mar 11, 2024 Starboard Value LP 2,690,140 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.44 per share 22,704,781.60
Mar 11, 2024 Starboard Value LP 276,595 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.22 per share 2,273,610.90
Mar 11, 2024 Starboard Value LP 279,136 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.15 per share 2,274,958.40
Mar 11, 2024 Starboard Value LP 295,186 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.22 per share 2,426,428.92
Mar 11, 2024 Starboard Value LP 298,003 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.15 per share 2,428,724.45
Mar 11, 2024 Starboard Value LP 506,881 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.22 per share 4,166,561.82
Mar 11, 2024 Starboard Value LP 511,689 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.15 per share 4,170,265.35
Mar 11, 2024 Starboard Value LP 2,742,202 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.15 per share 22,348,946.30

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