guidewire software inc. - GWRE

GWRE

Close Chg Chg %
125.90 2.27 1.80%

Closed Market

128.17

+2.27 (1.80%)

Volume: 1.48M

Last Updated:

Feb 6, 2026, 3:59 PM EDT

Company Overview: guidewire software inc. - GWRE

GWRE Key Data

Open

$127.31

Day Range

125.88 - 131.16

52 Week Range

121.94 - 272.60

Market Cap

$11.24B

Shares Outstanding

85.02M

Public Float

84.44M

Beta

1.06

Rev. Per Employee

N/A

P/E Ratio

119.48

EPS

$1.09

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

1.71M

 

GWRE Performance

1 Week
 
-8.93%
 
1 Month
 
-30.78%
 
3 Months
 
-41.21%
 
1 Year
 
-39.97%
 
5 Years
 
5.62%
 

GWRE Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 17
Full Ratings ➔

About guidewire software inc. - GWRE

Guidewire Software, Inc. is engaged in the provision of a technology platform, which combines core systems of record with digital, analytics, and artificial intelligence applications. The firm offers the following suite of products: Guidewire InsuranceSuite and Guidewire InsuranceNow. The Guidewire InsuranceSuite is a configurable and scalable product, delivered as a service, and primarily consisting of three core applications, such as PolicyCenter, ClaimCenter, and BillingCenter, that can be subscribed separately or together. InsuranceNow is a complete, cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. The company was founded by Marcus S. Ryu on September 20, 2001 and is headquartered in San Mateo, CA.

GWRE At a Glance

Guidewire Software, Inc.
970 Park Place
San Mateo, California 94403
Phone 1-650-357-9100 Revenue 1.20B
Industry Information Technology Services Net Income 69.80M
Sector Technology Services 2025 Sales Growth 22.638%
Fiscal Year-end 07 / 2026 Employees 3,772
View SEC Filings

GWRE Valuation

P/E Current 119.478
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 278.425
Price to Sales Ratio 16.163
Price to Book Ratio 13.123
Price to Cash Flow Ratio 64.60
Enterprise Value to EBITDA 223.39
Enterprise Value to Sales 15.801
Total Debt to Enterprise Value 0.038

GWRE Efficiency

Revenue/Employee 318,785.525
Income Per Employee 18,505.832
Receivables Turnover 4.427
Total Asset Turnover 0.486

GWRE Liquidity

Current Ratio 2.717
Quick Ratio 2.717
Cash Ratio 2.112

GWRE Profitability

Gross Margin 62.543
Operating Margin 3.43
Pretax Margin 4.108
Net Margin 5.805
Return on Assets 2.822
Return on Equity 4.986
Return on Total Capital 3.212
Return on Invested Capital 3.944

GWRE Capital Structure

Total Debt to Total Equity 49.113
Total Debt to Total Capital 32.937
Total Debt to Total Assets 26.302
Long-Term Debt to Equity 48.397
Long-Term Debt to Total Capital 32.457
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Guidewire Software Inc. - GWRE

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
812.61M 905.34M 980.50M 1.20B
Sales Growth
+9.33% +11.41% +8.30% +22.64%
Cost of Goods Sold (COGS) incl D&A
460.39M 447.13M 397.14M 450.41M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
48.84M 26.17M 40.13M 43.81M
Depreciation
20.30M 19.28M 16.84M 18.31M
Amortization of Intangibles
14.08M 6.89M 5.47M 5.44M
COGS Growth
+20.08% -2.88% -11.18% +13.41%
Gross Income
352.22M 458.21M 583.36M 752.05M
Gross Income Growth
-2.12% +30.09% +27.31% +28.92%
Gross Profit Margin
+43.34% +50.61% +59.50% +62.54%
2022 2023 2024 2025 5-year trend
SG&A Expense
548.60M 577.84M 635.79M 710.81M
Research & Development
246.60M 249.75M 269.38M 296.16M
Other SG&A
302.00M 328.10M 366.41M 414.65M
SGA Growth
+17.01% +5.33% +10.03% +11.80%
Other Operating Expense
- - - -
-
Unusual Expense
1.53M 30.66M 2.10M 55.87M
EBIT after Unusual Expense
(197.91M) (150.29M) (54.53M) (14.63M)
Non Operating Income/Expense
(12.36M) 22.91M 34.43M 77.23M
Non-Operating Interest Income
6.28M 24.39M 43.48M 56.63M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
19.45M 6.72M 6.74M 13.21M
Interest Expense Growth
+3.93% -65.46% +0.33% +96.07%
Gross Interest Expense
19.45M 6.72M 6.74M 13.21M
Interest Capitalized
- - - -
-
Pretax Income
(229.72M) (134.09M) (26.84M) 49.40M
Pretax Income Growth
-120.28% +41.63% +79.99% +284.05%
Pretax Margin
-28.27% -14.81% -2.74% +4.11%
Income Tax
(49.28M) (22.24M) (20.73M) (20.41M)
Income Tax - Current - Domestic
1.98M 1.12M 2.45M 4.62M
Income Tax - Current - Foreign
1.85M 3.90M 3.56M 4.66M
Income Tax - Deferred - Domestic
(54.43M) (27.18M) (26.25M) (29.92M)
Income Tax - Deferred - Foreign
1.31M (82.00K) (494.00K) 235.00K
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(180.43M) (111.86M) (6.10M) 69.80M
Minority Interest Expense
- - - -
-
Net Income
(180.43M) (111.86M) (6.10M) 69.80M
Net Income Growth
-171.30% +38.01% +94.54% +1,243.77%
Net Margin Growth
-22.20% -12.36% -0.62% +5.81%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(180.43M) (111.86M) (6.10M) 69.80M
Preferred Dividends
- - - -
-
Net Income Available to Common
(180.43M) (111.86M) (6.10M) 69.80M
EPS (Basic)
-2.159 -1.3612 -0.0742 0.8325
EPS (Basic) Growth
-171.30% +36.95% +94.55% +1,221.97%
Basic Shares Outstanding
83.57M 82.18M 82.29M 83.85M
EPS (Diluted)
-2.159 -1.3612 -0.0742 0.8125
EPS (Diluted) Growth
-171.30% +36.95% +94.55% +1,195.01%
Diluted Shares Outstanding
83.57M 82.18M 82.29M 85.91M
EBITDA
(147.54M) (93.46M) (12.30M) 85.05M
EBITDA Growth
-143.54% +36.65% +86.83% +791.21%
EBITDA Margin
-18.16% -10.32% -1.25% +7.07%

Snapshot

Average Recommendation BUY Average Target Price 272.083
Number of Ratings 17 Current Quarters Estimate 0.636
FY Report Date 04 / 2026 Current Year's Estimate 2.949
Last Quarter’s Earnings 0.77 Median PE on CY Estimate N/A
Year Ago Earnings 2.65 Next Fiscal Year Estimate 3.868
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 13 13 14 14
Mean Estimate 0.64 0.89 2.95 3.87
High Estimates 0.71 0.95 3.10 4.47
Low Estimate 0.56 0.83 2.85 3.57
Coefficient of Variance 6.53 4.09 2.30 5.93

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 12 11 8
OVERWEIGHT 3 4 3
HOLD 2 2 4
UNDERWEIGHT 0 0 2
SELL 0 0 0
MEAN Buy Buy Overweight

Insider Actions for Guidewire Software Inc. - GWRE

Date Name Shares Transaction Value
Jan 23, 2026 Mike Rosenbaum Chief Executive Officer; Director 235,543 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $156.26 per share 36,805,949.18
Jan 16, 2026 Jeff Cooper Chief Financial Officer 72,753 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $180.87 per share 13,158,835.11
Dec 19, 2025 Winston J. King Chief Admin Officer, Gen Couns 35,562 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $192.08 per share 6,830,748.96
Dec 19, 2025 Winston J. King Chief Admin Officer, Gen Couns 33,702 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $195 per share 6,571,890.00
Dec 19, 2025 Jeff Cooper Chief Financial Officer 72,969 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $195 per share 14,228,955.00
Apr 4, 2025 John Mullen President 164,030 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $187.95 per share 30,829,438.50
Apr 4, 2025 David S. Bauer Director 6,903 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $187.95 per share 1,297,418.85
Mar 21, 2025 Michael C. Keller Director 12,270 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $185.03 per share 2,270,318.10
Mar 21, 2025 Winston J. King Chief Admin Officer, Gen Couns 41,945 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $193.51 per share 8,116,776.95
Mar 21, 2025 Winston J. King Chief Admin Officer, Gen Couns 41,153 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $194.61 per share 8,008,785.33
Mar 21, 2025 Mike Rosenbaum Chief Executive Officer; Director 262,793 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $189.41 per share 49,775,622.13
Mar 21, 2025 Jeff Cooper Chief Financial Officer 70,234 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $193.2 per share 13,569,208.80
Mar 21, 2025 Jeff Cooper Chief Financial Officer 69,631 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $194.1 per share 13,515,377.10
Mar 21, 2025 Jeff Cooper Chief Financial Officer 69,431 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $194.98 per share 13,537,656.38

Guidewire Software Inc. in the News