transunion - TRU

TRU

Close Chg Chg %
96.74 2.10 2.17%

Open Market

98.83

+2.10 (2.17%)

Volume: 975.62K

Last Updated:

Nov 21, 2024, 2:59 PM EDT

Company Overview: transunion - TRU

TRU Key Data

Open

$96.76

Day Range

96.04 - 99.38

52 Week Range

56.85 - 113.17

Market Cap

$18.85B

Shares Outstanding

194.90M

Public Float

193.87M

Beta

1.62

Rev. Per Employee

N/A

P/E Ratio

84.50

EPS

$1.15

Yield

43.42%

Dividend

$0.11

EX-DIVIDEND DATE

Nov 22, 2024

SHORT INTEREST

N/A

AVERAGE VOLUME

1.85M

 

TRU Performance

1 Week
 
1.13%
 
1 Month
 
-6.61%
 
3 Months
 
-0.56%
 
1 Year
 
62.83%
 
5 Years
 
15.57%
 

TRU Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 20
Full Ratings ➔

About transunion - TRU

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

TRU At a Glance

TransUnion
555 West Adams Street
Chicago, Illinois 60661
Phone 1-312-985-2000 Revenue 3.83B
Industry Financial Publishing/Services Net Income -206,200,000.00
Sector Commercial Services 2023 Sales Growth 3.27%
Fiscal Year-end 12 / 2024 Employees 13,200
View SEC Filings

TRU Valuation

P/E Current 84.766
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) N/A
Price to Sales Ratio 3.469
Price to Book Ratio 3.322
Price to Cash Flow Ratio 20.695
Enterprise Value to EBITDA 15.566
Enterprise Value to Sales 4.791
Total Debt to Enterprise Value 0.297

TRU Efficiency

Revenue/Employee 290,242.424
Income Per Employee -15,621.212
Receivables Turnover 5.299
Total Asset Turnover 0.336

TRU Liquidity

Current Ratio 1.471
Quick Ratio 1.471
Cash Ratio 0.478

TRU Profitability

Gross Margin 46.709
Operating Margin 17.091
Pretax Margin -3.793
Net Margin -5.382
Return on Assets -1.805
Return on Equity -5.026
Return on Total Capital -2.173
Return on Invested Capital -2.144

TRU Capital Structure

Total Debt to Total Equity 135.931
Total Debt to Total Capital 57.615
Total Debt to Total Assets 49.062
Long-Term Debt to Equity 133.042
Long-Term Debt to Total Capital 56.39
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Transunion - TRU

Collapse All in section
All values USD millions. 2020 2021 2022 2023 5-year trend
Sales/Revenue
2.72B 2.96B 3.71B 3.83B
Sales Growth
+2.28% +8.97% +25.33% +3.27%
Cost of Goods Sold (COGS) incl D&A
1.29B 1.37B 1.74B 2.04B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
367.90M 377.00M 519.00M 524.40M
Depreciation
96.60M 98.80M 105.90M 96.60M
Amortization of Intangibles
271.30M 278.20M 413.10M 427.80M
COGS Growth
+4.21% +6.23% +27.28% +17.21%
Gross Income
1.43B 1.59B 1.97B 1.79B
Gross Income Growth
+0.59% +11.43% +23.65% -9.07%
Gross Profit Margin
+52.58% +53.77% +53.05% +46.71%
2020 2021 2022 2023 5-year trend
SG&A Expense
820.70M 958.80M 1.30B 1.13B
Research & Development
- - - -
-
Other SG&A
820.70M 958.80M 1.30B 1.13B
SGA Growth
+1.58% +16.83% +35.68% -12.78%
Other Operating Expense
- - - -
-
Unusual Expense
49.80M 33.20M 64.20M 561.50M
EBIT after Unusual Expense
557.80M 599.60M 602.90M 93.30M
Non Operating Income/Expense
19.60M 33.90M 26.40M 49.60M
Non-Operating Interest Income
5.60M 3.40M 4.70M 20.70M
Equity in Earnings of Affiliates
8.90M 12.00M 13.00M 16.30M
Interest Expense
121.60M 132.20M 241.90M 288.20M
Interest Expense Growth
-36.20% +8.72% +82.98% +19.14%
Gross Interest Expense
121.60M 132.20M 241.90M 288.20M
Interest Capitalized
- - - -
-
Pretax Income
455.80M 501.30M 387.40M (145.30M)
Pretax Income Growth
+3.47% +9.98% -22.72% -137.51%
Pretax Margin
+16.78% +16.93% +10.44% -3.79%
Income Tax
100.20M 130.90M 119.90M 44.80M
Income Tax - Current - Domestic
82.80M 80.80M 131.50M 111.20M
Income Tax - Current - Foreign
52.60M 67.30M 77.30M 96.30M
Income Tax - Deferred - Domestic
(11.50M) (9.30M) (70.50M) (130.40M)
Income Tax - Deferred - Foreign
(23.70M) (7.90M) (18.40M) (32.30M)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
8.90M 12.00M 13.00M 16.30M
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
355.60M 370.40M 267.50M (190.10M)
Minority Interest Expense
12.40M 15.00M 15.20M 15.40M
Net Income
343.20M 355.40M 252.30M (205.50M)
Net Income Growth
-2.36% +3.55% -29.01% -181.45%
Net Margin Growth
+12.63% +12.01% +6.80% -5.36%
Extraordinaries & Discontinued Operations
- 49.20M 9.40M (700.00K)
Discontinued Operations
- 49.20M 9.40M (700.00K)
Net Income After Extraordinaries
343.20M 404.60M 261.70M (206.20M)
Preferred Dividends
- - - -
-
Net Income Available to Common
343.20M 404.60M 261.50M (206.20M)
EPS (Basic)
1.8073 2.1139 1.3584 -1.0662
EPS (Basic) Growth
-2.16% +16.96% -35.74% -178.49%
Basic Shares Outstanding
189.90M 191.40M 192.50M 193.40M
EPS (Diluted)
1.7856 2.0964 1.3542 -1.0662
EPS (Diluted) Growth
-1.27% +17.41% -35.40% -178.73%
Diluted Shares Outstanding
192.20M 193.00M 193.10M 193.40M
EBITDA
975.50M 1.01B 1.19B 1.18B
EBITDA Growth
+0.14% +3.52% +17.46% -0.58%
EBITDA Margin
+35.91% +34.11% +31.97% +30.78%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 120.765
Number of Ratings 20 Current Quarters Estimate 0.966
FY Report Date 12 / 2024 Current Year's Estimate 3.916
Last Quarter’s Earnings 1.04 Median PE on CY Estimate N/A
Year Ago Earnings 3.37 Next Fiscal Year Estimate 4.571
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 16 15 18 19
Mean Estimate 0.97 1.07 3.92 4.57
High Estimates 1.02 1.17 3.98 4.90
Low Estimate 0.95 0.93 3.89 4.14
Coefficient of Variance 1.99 5.63 0.66 4.15

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 14 14 14
OVERWEIGHT 1 1 1
HOLD 5 6 6
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Insider Actions for Transunion - TRU

Date Name Shares Transaction Value
Jul 16, 2024 Todd M. Cello EVP & CFO 101,426 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $80 per share 8,114,080.00
Jul 3, 2024 Steven M. Chaouki President, US Markets 70,547 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $74.27 per share 5,239,525.69
Jun 25, 2024 Heather J Russell EVP, Chief Legal Officer 25,624 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $73.53 per share 1,884,132.72
Jun 5, 2024 Jennifer A. Williams SVP, Chief Accounting Officer 8,096 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 Ravi Kumar Singisetti Director 7,565 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 Hamidou Dia Director 7,565 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 Pamela A. Joseph Director 37,246 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 Suzanne P. Clark Director 20,091 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 William Bosworth Director 10,408 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 George Maher Awad Director 51,026 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 Linda K. Zukauckas Director 10,324 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 Thomas L. Monahan Director 21,614 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 Russel P. Fradin Director 16,088 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
May 7, 2024 Charlie E. Gottdiener Director 7,626 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 7, 2024 Timothy J. Martin EVP - Global Solutions 54,522 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $78.59 per share 4,284,883.98
Mar 1, 2024 Christopher A. Cartwright President and CEO; Director 371,503 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 1, 2024 Venkat Achanta EVP, Chief Tech, Data & Analy. 61,059 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 1, 2024 Venkat Achanta EVP, Chief Tech, Data & Analy. 126,831 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 1, 2024 Susan Muigai EVP, CHRO 30,463 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 1, 2024 Todd Skinner President, International 30,254 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00

Transunion in the News