Credit & Debt

Equifax is the first major credit bureau to formalize a standard process for reporting BNPL payments. Here's how the move may impact your personal finances.

The Credible Money Coach helps a retiree understand her options for managing credit card debt.

Auto loans, credit cards and personal loans to borrowers with low credit scores could increase in 2022, a new TransUnion forecast shows.

The House on Wednesday voted in favor of a debt ceiling increase, keeping the federal government out of default until 2023.

Democrats are attacking a GOP-requested CBO score of their spending bill that assumes programs will be extended permanently.

Congress will likely approve an actual debt limit increase sometime next week, after the Senate approved a bill to pass the hike without a filibuster.

Learn about the different mobile home financing options and how to start the process of financing.

Congress is on a path to avert a default on the U.S. debt after a Senate procedural vote removed a filibuster hurder for a debt ceiling increase.

While many borrowers have qualified for a loan discharge under student loan forgiveness programs like total and permanent disability (TPD) and the Public Service Loan Forgiveness (PSLF) program, hundreds of thousands still have yet to benefit from loan cancellation.

Your search for holiday gift ideas ends here. Keep reading to browse some of Amazon's most-loved gifts of 2021, and learn about consolidating holiday debt when the gift-giving season is over.

Reader asks the Credible Money Coach how to get truck payment history report to credit bureaus.

Payday loans can be a debt trap for borrowers who can't afford to make payments. Here's how you can repay your payday loan balance before it's sent to debt collectors.

The U.S. government could run out of cash to pay its bills in just a few weeks if Congress fails to raise the federal debt ceiling, according to a new analysis from a Washington think tank.

The U.S. government could run out of cash to pays its bills by mid-October, according to a new analysis from a Washington think tank, an unprecedented debt default that economists warn could trigger a financial crisis.

Rep. Alexandria Ocasio-Cortez, D-NY, renewed her demand for the cancellation of student loan debt in a floor speech Thursday, arguing the financial burden on young Americans was “getting ridiculous.”

Having a 550 credit score can make it more difficult to get a personal loan, but it’s not impossible. Here’s a look at some options.

The Medicare and Medicare Advantage open enrollment period ends on Dec. 7, but many seniors haven't reviewed their health coverage. Even fewer decided to actually change plans, according to a new survey.

A personal line of credit is a type of revolving credit that can be used to cover expenses like home renovations. Here’s what you need to know before applying.

Lawmakers face urgent deadlines on defense, debt limit, and government shutdown, plus several other issues that will add to the drama.

The credit score you need to refinance a mortgage depends on the type of refinance you’re applying for. Learn more.