Carisa Chappell

Unlike federal student loans, repaying private loans can be tricky. There’s no one-size-fits-all method for student loan repayment options. But there are methods loan borrowers may want to consider, especially if they're lookin...

A mortgage will likely be your biggest, lengthiest investment. And if you're like many homeowners, you have a 30-year mortgage and seemingly never-ending monthly payments.Whether it's three decades or a 20-year or 15-year mortg...

If mortgage loans are weighing you down, there are some things you can do to save money and free yourself from that huge monthly mortgage payment. If you're looking to pay off your mortgage early, you have a couple of options t...

An appraisal waiver gives some potential home buyers the option to decline having their property appraised. Not all homes are eligible to waive the appraisal, but it can help save both time and money.Although it’s called an app...

Paying off high-interest debt, such as credit cards and other loans, isn’t as complicated as you may think. If you’re looking to becoming debt-free much faster, one common method is to use a personal loan for debt consolidation...

Whether it’s to consolidate high-interest debt or help with large purchases, such as a car, a personal loan can be a convenient option. Personal loans are the fastest-growing type of consumer debt, according to Experian, with 1...

Borrowers who recently took advantage of forbearance plans won’t be penalized when it comes to getting a better interest rate, or even buying a new home.If you took a hardship break due to the coronavirus crisis and suspended y...

Private mortgage insurance (PMI) is the mandatory insurance borrowers must pay on conventional home loans in case they stop making payments. The PMI is added to your monthly mortgage bill. Ultimately, the PMI protects the lend...

When you stop making payments toward your debt -- whether it's a credit card, student loan, car note, mortgage or even a medical bill -- you’re at risk for that debt heading straight to collections. This means that debtor is ta...