Erin Gobler

Erin Gobler

Writer

Writer

  • 10+ years covering personal finance
  • Mortgage, loan, and credit card expert
  • Bylines at Business Insider, GOBankingRates, and Newsweek Vault

Experience

Erin Gobler is a personal finance writer with over 10 years of experience. She makes the financial industry more accessible by breaking down complicated financial topics. Gobler worked in public policy as a research and legislative assistant at the state government level to help pass legislation in Wisconsin.

Her work has been seen at Credit Karma, Business Insider, Investopedia, GOBankingRates, Newsweek Vault, CNN, Forbes Advisor, CNET, MSN, AOL, and The Balance.

Expertise

  • Mortgages
  • Refinancing
  • Retirement planning
  • Personal loans
  • Student loans
  • Insurance
  • Health savings accounts
  • Credit cards
  • Investments

Education

Gobler studied journalism and political science at the University of Wisconsin-Oshkosh. She received a certificate in public affairs from the La Follette School of Public Affairs at the University of Wisconsin-Madison and a certificate in financial planning from Boston University.

Erin’s Latest Articles

Personal loan for debt consolidation
Personal LoansPersonal loan for debt consolidation

Credit card delinquencies are on the rise, according to the Federal Reserve Bank of New York. In fact, 8.9% of credit card balances transitioned into delinquency in Q1 2024. If you're struggling to pay off credit card debt, you...

By Erin Gobler

September 26, 2024

What is a personal loan?
Personal LoansWhat is a personal loan?

A personal loan can provide a lump sum from under $1,000 to over $100,000, depending on the lender and what you can qualify for. The average annual percentage rate (APR) for a two-year personal loan is 12.49%, according to the ...

By Erin Gobler

June 3, 2024

Best hardship loans for bad credit in November 2024
Personal LoansBest hardship loans for bad credit in November 2024

​​If you’re struggling to cover an emergency expense, you’re not alone. Fifty-four percent of those surveyed by the Federal Reserve said they couldn't handle an emergency expense over $2,000 only using savings.A hardship loan &...

By Erin Gobler

October 1, 2024

Best RV loans of November 2024
Personal LoansBest RV loans of November 2024

New and used RV prices range from thousands into millions of dollars. Towable RVs, like campers and travel trailers, represent the more affordable end of the spectrum, starting around $14,000, according to Bish’s RV, while luxu...

By Erin Gobler

October 1, 2024

5 types of debt consolidation loans
Personal Loans5 types of debt consolidation loans

According to an ongoing review of consumer debt by Experian, total consumer debt rose to $17.1 trillion in 2023, up 4.4% from 2022's $16.38 trillion. Coincidentally, interest rates have also increased, especially for credit car...

By Erin Gobler

June 3, 2024

12 Best Credit Card Consolidation Loans of November 2024
Personal Loans12 Best Credit Card Consolidation Loans of November 2024

Credit cards have notoriously high interest rates that can make them difficult to pay off. According to the Federal Reserve, the average interest rate on credit cards was 21.59% as of February 2024. But they can be much higher,...

By Erin Gobler

October 1, 2024

No-credit-check loans: What to know and alternatives
Personal LoansNo-credit-check loans: What to know and alternatives

Applying for a personal loan typically involves a hard credit inquiry that allows the lender to check your credit report and score, which it uses to gauge your eligibility. But true to their name, most no-credit-check lenders d...

By Erin Gobler

June 3, 2024

Best debt consolidation loans for bad credit of November 2024
Personal LoansBest debt consolidation loans for bad credit of November 2024

The average consumer debt balance for those with FICO scores below 580 grew 20.5% to $43,584 by the third quarter of 2023. And more people are using personal loans to consolidate debt to get a lower annual percentage rate (APR)...

By Erin Gobler

October 1, 2024

Engagement ring financing: What to know
Personal LoansEngagement ring financing: What to know

If you’re asking someone to marry you, deciding how to pop the question is just one part of the equation. Buying the ring is another. In 2023, the average cost for an engagement ring was around $5,500, according to The Knot. If...

By Erin Gobler

September 25, 2024

Debt consolidation vs. bankruptcy: What’s the difference?
Personal LoansDebt consolidation vs. bankruptcy: What’s the difference?

Debt consolidation and bankruptcy are two options for dealing with overwhelming debt. Both provide a long-term solution to your debt, but they work very differently and have varying credit consequences.

By Erin Gobler

October 16, 2024

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Fox Money is a property of Credible Operations, Inc., which is majority-owned indirectly by Fox Corporation. This material may not be published, broadcast, rewritten, or redistributed. All rights reserved. Use of this website (including any and all parts and components) constitutes your acceptance of Fox's Terms of Use and Updated Privacy Policy | Your Privacy Choices.