Jessica’s Latest Articles
An estimated 37% of Americans can’t afford a surprise expense over $400, according to recent research by Empower. If you’re one of them, short-term personal loans may help you bridge the gap. While the shorter terms often mean ...
If your wages are being garnished, you’re not alone. According to a study on wage garnishment in the United States, more than one in every 100 workers was the subject of a wage garnishment in 2019. But you may be able to stop w...
A debt consolidation loan can streamline your payments and save you money by combining your existing debts into one new loan with a lower annual percentage rate (APR) and payment. But how much you can save depends largely on th...
Many loans cater to borrowers with no credit history, but some are much better than others. Generally speaking, lenders that don’t check your credit offer loans with high fees, low amounts, and short repayment terms — think pay...
Consumer debt is on the rise with the total reaching a record $17.5 trillion in the fourth quarter of 2023, according to the New York Federal Reserve. But lending standards are tightening. If you’re struggling to qualify for a ...