Josh Patoka

If you’re a federal student loan borrower and you have a certain occupation or income, you may qualify for one of several federal student loan forgiveness programs. These programs forgive all or some of your federal student loa...

Mortgage interest rates are trending near record-lows for qualified homebuyers in today's housing market. Now can be one of the best times for interested buyers to secure a low rate and buy the perfect home.However, loan eligib...

The coronavirus pandemic has led many American households to reduce their expenses and prioritize saving money. A U.S. Bureau of Economic Analysis report says the personal savings rate is higher than pre-pandemic levels due to ...

If you want to save more money in 2021, you’re not alone. A Fidelity Investments study found that 44% of Americans want to boost their savings rate.Increasing your retirement savings can be your ultimate money goal this year, a...

In addition to the type of car needing car insurance, a person’s driving history is a primary factor for calculating the cost of auto insurance.Having several recent accidents or being a new driver may require the driver to get...

There are many benefits to having good credit. It's an essential factor in qualifying for the best rates for a mortgage, personal loan or private student loan. A higher credit score can also mean lower monthly premiums for cred...

When comparing mortgage options, many home buyers look at upfront closing costs and monthly payments to determine if they have the right cash flow to afford their dream piece of real estate. After settling on the right mortgage...

It's a frequent question from those preparing to purchase a home: "Do I need homeowners insurance?" Buying proper homeowners insurance coverage provides financial peace of mind if an undesirable event like a fire, water leak, o...