Lindsay’s Latest Articles
A debt consolidation loan can help you save money on interest if you can get a lower interest rate than what you’re currently paying. But even if you can’t get a lower rate, debt consolidation can save you money in other ways b...
Excellent credit borrowers, those with FICO scores above 800, can find personal loans with low interest rates from top lenders, and we have tips for borrowers with less-than-perfect credit as well. If you can wait to borrow, we...
If you have a 600 credit score, getting approved for a personal loan can be tough if you don't know which lenders to apply with. And you may pay a high interest rate. But many people are in the same boat - about 29% of American...
If you have good credit, lenders want your business, which makes it crucial to compare quotes from multiple lenders to unlock the best personal loan rates and benefits. For instance, some lenders don't charge origination fees o...
A personal loan provides a sum of money up front, while a personal line of credit lets you borrow what you need on an ongoing basis, much like a credit card. Personal loans are typically better for substantial one-time expenses...
Small business loan approval rates were as low as 13% at big banks in November 2023, according to Biz2Credit’s Small Business Lending Report. If you can’t get a traditional business loan, you may need to consider alternative op...
Peer-to-peer (P2P) lending offers a way for individual investors to lend to borrowers, and for borrowers to experience a quicker application and approval process with potentially less stringent lending requirements. When you’re...
Unemployment is the highest it’s been in over two years, according to 2024 unemployment data from the Bureau of Labor Statistics. While this might be a good sign for taming inflation, it can be tough to make ends meet when you ...
Whether you’re a service member who needs help with moving costs or are a veteran transitioning back to civilian life, you have many options for getting financial assistance. You may be eligible for grants, interest-free loans,...
If you took out a personal loan or lent someone money this year, you should know how personal loans impact your tax return. Can you deduct personal loan interest on your tax return? Will you pay taxes if you make a loan that ge...