Rae’s Latest Articles
Purchasing a home is the most costly and complicated transaction you’ll likely ever experience. As interest rates rise, buying discount points on a mortgage can be an attractive option to get a lower interest rate.Buying down y...
Buying a home is usually the most expensive transaction of your life. In addition to the cost of the home itself, closing costs can add 2% to 5% to the total expense of buying a home. But that’s just the beginning.Once you own ...
If you’re a renter, your personal possessions are just as important as a homeowner’s, but did you know they may not be covered? Your landlord likely has a policy on your unit, but that policy doesn’t protect your belongings, yo...
Roughly 20% of U.S. households have medical debt totaling an estimated $88 billion in medical bills on credit reports, according to the Consumer Financial Protection Bureau. Unfortunately, medical debt is the leading cause of b...