Rebecca Safier

Rebecca Safier

Writer

Writer

  • 8+ years covering personal finance
  • Certified Student Loan Counselor
  • Bylines at Forbes Advisor, CNN Underscored and U.S. News & World Report

Experience

Rebecca Safier has over eight years of experience in personal finance and higher education. She has worked as a writer at PrepScholar and as a senior writer at LendingTree and Student Loan Hero. As a freelance writer, her work has been featured in Forbes Advisor, CNN, USA TODAY Blueprint, LendEDU, New York Post, FinanceBuzz, CNET, SoFi Learn, Buy Side WSJ, and U.S. News & World Report.

Safier is also a Certified Student Loan Counselor through the National Association of Certified Credit Counselors.

Expertise

  • Student loans
  • Financial aid
  • Personal loans
  • Budgeting

Education

Safier has a bachelor's from Tufts University in English language and literature, an ESL teaching certification from Boston Academy of English, and a master's from Harvard Graduate School of Education in prevention science and practice in adolescent counseling.

Rebecca’s Latest Articles

Best law school loans for 2024
Student LoansBest law school loans for 2024

Given the high costs of law school, the majority of Juris Doctor (J.D.) students take out student loans as they work toward their degrees. According to a survey by the American Bar Association (ABA), about 90% of law school stu...

By Rebecca Safier

August 28, 2024

Is college worth it? Pros and cons
Student LoansIs college worth it? Pros and cons

​With rising tuition rates and mounting student debt, many Americans are wondering whether a college education is still worth the cost. Only one in four adults in the U.S. say a four-year degree is extremely or very important f...

By Rebecca Safier

June 14, 2024

7 Best Student Loan Refinance Rates of 2024
Student Loan Refinance7 Best Student Loan Refinance Rates of 2024

Refinancing student loans can get you a better interest rate, potentially resulting in major savings over the life of your loan. You'll also get the chance to choose new repayment terms and adjust your monthly loan payments to ...

By Rebecca Safier

April 18, 2024

Best student loans without a cosigner in September 2024
Student LoansBest student loans without a cosigner in September 2024

The best student loans without a cosigner come from the Department of Education’s federal loan program. Undergraduate students can borrow Direct Subsidized and Unsubsidized Loans without a cosigner, while graduate students can ...

By Rebecca Safier

August 29, 2024

What is a payoff statement for student loans?
Student Loan RefinanceWhat is a payoff statement for student loans?

A payoff statement reveals how much you owe on your student loans, including your principal balance, interest charges, and any fees. If you were to pay off the total amount on your payoff statement, you’d bring your balance dow...

By Rebecca Safier

April 12, 2024

5 student loan forgiveness programs for teachers
Student Loan Refinance5 student loan forgiveness programs for teachers

Teachers who borrow student loans take out an average of $55,800 to fund their education, according to a report from the National Education Association. Compare that to an average starting salary of $41,163, as noted by the sam...

By Rebecca Safier

May 16, 2024

How to refinance student loans with bad credit
Student Loan RefinanceHow to refinance student loans with bad credit

If you refinance student loans, you can change the rate and term of your loans, lower your monthly payment, and hopefully save money on interest. The catch? Your credit score plays a big role in whether you qualify. Experi...

By Rebecca Safier

May 28, 2024

What is the FAFSA? A beginner’s guide
Student LoansWhat is the FAFSA? A beginner’s guide

Filling out the Free Application for Federal Student Aid (FAFSA) puts you in the running for federal, state, and institutional financial aid, including grants, work-study options, and student loans. In the 2022-23 school year, ...

By Rebecca Safier

October 18, 2024

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Fox Money is a property of Credible Operations, Inc., which is majority-owned indirectly by Fox Corporation. This material may not be published, broadcast, rewritten, or redistributed. All rights reserved. Use of this website (including any and all parts and components) constitutes your acceptance of Fox's Terms of Use and Updated Privacy Policy | Your Privacy Choices.