Tim’s Latest Articles
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The percentage of Americans with bad credit (a FICO score below 580) is 12.1%, according to Experian data. If you fall in that group, it can be hard to qualify for a personal loan.This is where no-credit-check loans can come in...
A home equity loan and home equity line of credit (HELOC) are valuable tools that can help you tap into your home’s equity for cash. You can use a home equity loan or HELOC to pay for any large expense, such as a home improveme...
A car accident is one of the most stressful ordeals you can experience. Not only is an accident a harrowing event, but injuries and car damage can add to your emotional and financial burden.If you have car insurance, you can ta...
If you’re planning on moving, the costs can be daunting. The average moving cost can range from $1,250 for a local move to $4,890 for a longer move of up to 1,000 miles, according to Moving.com. Long-distance moves typically ca...
Only 28% of first-time homebuyers put down 20% or more in 2021, according to a National Association of Realtors Confidence Index Survey. While that number may seem low, it makes more sense when you consider that Americans are d...
Few things can rattle your nerves quite as much as someone hitting your car. With your heart racing and a million thoughts running through your head, it can be challenging to collect yourself and take proper action.If someone h...
The typical living costs for a full-time college student during the 2022-23 academic year will range from $20,470 on a low budget to $30,560 on a moderate budget, according to College Board. That’s a substantial chunk of change...
When you need quick access to money, you have a few different loan options, including personal loans and payday loans. Personal loans are installment loans with lower interest rates than other credit products, making them a sui...
Personal loans provide a fast and convenient way to borrow money. Many people get personal loans to consolidate high-interest credit card debt or cover large expenses like home repairs, weddings, funerals, medical bills, and va...