• 10+ years in personal finance.
  • Certified credit and financial health counselor.
  • Work has appeared on MSN, Yahoo, Forbes, USA Today, U.S. News & World Report, Business Insider, and Newsweek.

Bio and experience

Zina Kumok is a personal finance writer and speaker with more than 10 years of expertise in student loans, credit, and credit cards. As a former newspaper reporter, she began her personal finance career by blogging about her successful attempt to pay off $28,000 in student loans in three years. 

Her work has been featured by MSN, Cheapism, Money Under 30, Yahoo Finance, Bad Credit, Forbes, USA Today, AOL, FinanceBuzz, CardRates, U.S. News & World Report, Business Insider, Investopedia, Newsweek, NewsBreak, and MarketWatch. 

Zina is a Certified Credit Counselor and Financial Health Counselor through the National Association of Certified Credit Counselors since 2022.

Education

Zina has a bachelor's degree in journalism from Indiana University.

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Fox Money is a property of Credible Operations, Inc., which is majority-owned indirectly by Fox Corporation. This material may not be published, broadcast, rewritten, or redistributed. All rights reserved. Use of this website (including any and all parts and components) constitutes your acceptance of Fox's Terms of Use and Updated Privacy Policy | Your Privacy Choices.