moneylion - ML
ML
Close Chg Chg %
87.01 -0.36 -0.41%
Closed Market
86.66
-0.36 (0.41%)
Volume: 206.94K
Last Updated:
Nov 25, 2024, 3:59 PM EDT
Company Overview: moneylion - ML
ML Key Data
| Open $89.72 | Day Range 83.77 - 89.72 |
| 52 Week Range 36.26 - 106.82 | Market Cap $967.80M |
| Shares Outstanding 11.10M | Public Float 5.93M |
| Beta 2.67 | Rev. Per Employee N/A |
| P/E Ratio 427.77 | EPS $0.31 |
| Yield 0.00% | Dividend N/A |
| EX-DIVIDEND DATE | SHORT INTEREST N/A |
| AVERAGE VOLUME 254.60K |
ML Performance
| 1 Week | -0.61% | ||
| 1 Month | 90.69% | ||
| 3 Months | 100.02% | ||
| 1 Year | 138.25% | ||
| 5 Years | N/A |
ML Analyst Ratings
- Sell
- Under
- Hold
- Over
- Buy
Number of Ratings
6
Full Ratings ➔
About moneylion - ML
MoneyLion, Inc. operates as a digital financial services and lifestyle content platform. It provides hyper-personalized money-related and money-adjacent content to its customers. The company was founded by Diwakar Choubey and Chee Mun Foong in 2013 and is headquartered in New York, NY.
ML At a Glance
MoneyLion, Inc.
30 West 21st Street
New York, New York 10010
| Phone | 1-212-380-1735 | Revenue | 423.43M | |
| Industry | Packaged Software | Net Income | -45,245,000.00 | |
| Sector | Technology Services | 2023 Sales Growth | 24.266% | |
| Fiscal Year-end | 12 / 2024 | Employees | 600 | |
| View SEC Filings |
ML Valuation
| P/E Current | 427.772 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | N/A |
| Price to Sales Ratio | 1.423 |
| Price to Book Ratio | 2.538 |
| Price to Cash Flow Ratio | 5.18 |
| Enterprise Value to EBITDA | 36.188 |
| Enterprise Value to Sales | 1.665 |
| Total Debt to Enterprise Value | 0.279 |
ML Efficiency
| Revenue/Employee | 705,718.333 |
| Income Per Employee | -75,408.333 |
| Receivables Turnover | 1.872 |
| Total Asset Turnover | 0.762 |
ML Liquidity
| Current Ratio | 5.886 |
| Quick Ratio | 5.886 |
| Cash Ratio | 1.702 |
ML Profitability
| Gross Margin | 37.79 |
| Operating Margin | -1.262 |
| Pretax Margin | -10.939 |
| Net Margin | -10.685 |
| Return on Assets | -8.141 |
| Return on Equity | -17.087 |
| Return on Total Capital | -9.967 |
| Return on Invested Capital | -9.411 |
ML Capital Structure
| Total Debt to Total Equity | 76.487 |
| Total Debt to Total Capital | 43.339 |
| Total Debt to Total Assets | 38.183 |
| Long-Term Debt to Equity | 75.281 |
| Long-Term Debt to Total Capital | 42.655 |
- Income Statement
- Balance Sheet
- Cash Flow Statement
Annual Financials for Moneylion - ML
Collapse All in section
| All values USD millions. | 2020 | 2021 | 2022 | 2023 | 5-year trend |
|---|---|---|---|---|---|
Sales/Revenue
| - | 171.11M | 340.75M | 423.43M | |
Sales Growth
| - | - | +99.14% | +24.27% | - |
Cost of Goods Sold (COGS) incl D&A
| - | 117.29M | 260.21M | 263.42M | |
COGS excluding D&A
| - | - | - | - | - |
Depreciation & Amortization Expense
| - | 2.39M | 21.67M | 24.83M | |
Depreciation
| - | 343.00K | 1.24M | 1.29M | |
Amortization of Intangibles
| - | 2.05M | 20.44M | 23.53M | |
COGS Growth
| - | - | +121.86% | +1.23% | - |
Gross Income
| - | 53.82M | 80.54M | 160.01M | |
Gross Income Growth
| - | - | +49.63% | +98.68% | - |
Gross Profit Margin
| - | +31.46% | +23.64% | +37.79% |
| 2020 | 2021 | 2022 | 2023 | 5-year trend | |
|---|---|---|---|---|---|
SG&A Expense
| 1.17M | 97.52M | 137.00M | 121.54M | |
Research & Development
| - | - | - | - | - |
Other SG&A
| 1.17M | 97.52M | 137.00M | 121.54M | |
SGA Growth
| - | +8,253.14% | +40.49% | -11.28% | |
Other Operating Expense
| - | - | 42.22M | 43.82M | - |
Unusual Expense
| 38.31M | 98.44M | 87.58M | 20.58M | |
EBIT after Unusual Expense
| (39.48M) | (142.13M) | (186.26M) | (25.93M) | |
Non Operating Income/Expense
| 219.34K | (20.05M) | 1.36M | 8.27M | |
Non-Operating Interest Income
| - | - | - | 219.34K | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Interest Expense
| - | 7.25M | 29.80M | 28.66M | |
Interest Expense Growth
| - | - | +310.96% | -3.81% | - |
Gross Interest Expense
| - | 7.25M | 29.80M | 28.66M | |
Interest Capitalized
| - | - | - | - | - |
Pretax Income
| (39.26M) | (169.43M) | (214.70M) | (46.32M) | |
Pretax Income Growth
| - | -331.58% | -26.72% | +78.43% | |
Pretax Margin
| - | -99.02% | -63.01% | -10.94% | |
Income Tax
| 11.51K | 56.00K | (25.63M) | (1.08M) | |
Income Tax - Current - Domestic
| 106.33K | 56.00K | 185.00K | 672.00K | |
Income Tax - Current - Foreign
| - | - | 201.00K | 343.00K | - |
Income Tax - Deferred - Domestic
| - | (94.82K) | (26.02M) | (2.09M) | |
Income Tax - Deferred - Foreign
| - | - | - | - | - |
Income Tax Credits
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Other After Tax Income (Expense)
| - | - | - | - | - |
Consolidated Net Income
| (39.27M) | (169.48M) | (189.07M) | (45.24M) | |
Minority Interest Expense
| - | - | - | 12.78M | - |
Net Income
| (39.27M) | (182.26M) | (189.07M) | (45.24M) | |
Net Income Growth
| - | -364.13% | -3.73% | +76.07% | |
Net Margin Growth
| - | -106.52% | -55.49% | -10.69% | |
Extraordinaries & Discontinued Operations
| - | - | - | - | - |
Discontinued Operations
| - | - | - | - | - |
Net Income After Extraordinaries
| (39.27M) | (182.26M) | (189.07M) | (45.24M) | |
Preferred Dividends
| - | (42.73M) | 6.88M | (690.00K) | |
Net Income Available to Common
| (39.27M) | (139.53M) | (195.95M) | (44.55M) | |
EPS (Basic)
| -26.9274 | -43.0836 | -24.3213 | -4.6342 | |
EPS (Basic) Growth
| - | -60.00% | +43.55% | +80.95% | |
Basic Shares Outstanding
| 1.46M | 3.24M | 8.06M | 9.61M | |
EPS (Diluted)
| -26.9274 | -43.0836 | -24.3213 | -4.6342 | |
EPS (Diluted) Growth
| - | -60.00% | +43.55% | +80.95% | |
Diluted Shares Outstanding
| 1.46M | 3.24M | 8.06M | 9.61M | |
EBITDA
| (1.17M) | (41.30M) | (77.00M) | 19.48M | |
EBITDA Growth
| - | -3,437.72% | -86.45% | +125.30% | |
EBITDA Margin
| - | -24.14% | -22.60% | +4.60% |
Snapshot
| Average Recommendation | BUY | Average Target Price | 95.40 | |
| Number of Ratings | 6 | Current Quarters Estimate | 0.515 | |
| FY Report Date | 12 / 2024 | Current Year's Estimate | 1.034 | |
| Last Quarter’s Earnings | -0.25 | Median PE on CY Estimate | N/A | |
| Year Ago Earnings | -4.63 | Next Fiscal Year Estimate | 3.378 | |
| Median PE on Next FY Estimate | N/A |
Earnings Per Share
| This Quarter | Next Quarter | This Fiscal | Next Fiscal | |
|---|---|---|---|---|
| # of Estimates | 6 | 5 | 5 | 5 |
| Mean Estimate | 0.52 | 0.69 | 1.03 | 3.38 |
| High Estimates | 0.98 | 1.06 | 1.33 | 4.93 |
| Low Estimate | 0.12 | 0.23 | 0.72 | 2.68 |
| Coefficient of Variance | 62.06 | 48.41 | 24.95 | 27.45 |
Analysts Recommendations
| Current | 1 Month Ago | 3 Months Ago | |
|---|---|---|---|
| BUY | 6 | 5 | 4 |
| OVERWEIGHT | 0 | 0 | 0 |
| HOLD | 0 | 1 | 0 |
| UNDERWEIGHT | 0 | 0 | 0 |
| SELL | 0 | 0 | 0 |
| MEAN | Buy | Buy | Buy |
SEC Filings for Moneylion - ML
| Filing Date | Type | Category | Amended |
|---|---|---|---|
| No results | |||
Insider Actions for Moneylion - ML
| Date | Name | Shares | Transaction | Value |
|---|---|---|---|---|
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 121,982 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 Non-derivative transaction at $6.6 per share | 805,081.20 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 3,778 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 16,877 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 115,697 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $86.72 per share | 10,033,243.84 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 118,330 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $85.19 per share | 10,080,532.70 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 118,704 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $83.76 per share | 9,942,647.04 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 120,883 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $81.97 per share | 9,908,779.51 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 121,420 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $81.35 per share | 9,877,517.00 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 122,232 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $80.12 per share | 9,793,227.84 |
| Jul 23, 2024 | Timothy Hong Chief Product Officer | 123,232 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 Non-derivative transaction at $12 per share | 1,478,784.00 |
| Jul 18, 2024 | Diwakar Choubey CEO and Director; Director | 751,454 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $85.7 per share | 64,399,607.80 |
| Jul 18, 2024 | Diwakar Choubey CEO and Director; Director | 737,942 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $86.66 per share | 63,950,053.72 |
| Jul 18, 2024 | Diwakar Choubey CEO and Director; Director | 736,513 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $87.3 per share | 64,297,584.90 |
| Jul 11, 2024 | John C. Chrystal Director | 27,467 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 Non-derivative transaction at $6.6 per share | 181,282.20 |
| Jul 11, 2024 | John C. Chrystal Director | 39,967 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 Non-derivative transaction at $17.7 per share | 707,415.90 |
| Jul 11, 2024 | John C. Chrystal Director | N/A | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Jul 11, 2024 | John C. Chrystal Director | 1,173 | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Jun 19, 2024 | Jeffrey J. Gary Director | 11,817 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $85.85 per share | 1,014,489.45 |
| Jun 19, 2024 | Diwakar Choubey CEO and Director; Director | 759,463 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $81.25 per share | 61,706,368.75 |
| Jun 19, 2024 | Diwakar Choubey CEO and Director; Director | 756,734 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $82.25 per share | 62,241,371.50 |