moneylion - ML
ML
Close Chg Chg %
86.79 -0.24 -0.28%
Closed Market
86.55
-0.24 (0.28%)
Volume: 104.34K
Last Updated:
Mar 31, 2025, 3:59 PM EDT
Company Overview: moneylion - ML
ML Key Data
| Open $86.22 | Day Range 85.90 - 86.77 |
| 52 Week Range 36.65 - 106.82 | Market Cap $982.13M |
| Shares Outstanding 11.32M | Public Float 7.31M |
| Beta 3.04 | Rev. Per Employee N/A |
| P/E Ratio 113.98 | EPS $0.86 |
| Yield 0.00% | Dividend N/A |
| EX-DIVIDEND DATE | SHORT INTEREST N/A |
| AVERAGE VOLUME 148.80K |
ML Performance
| 1 Week | -1.09% | ||
| 1 Month | -0.41% | ||
| 3 Months | 0.87% | ||
| 1 Year | 21.65% | ||
| 5 Years | N/A |
ML Analyst Ratings
- Sell
- Under
- Hold
- Over
- Buy
Number of Ratings
3
Full Ratings ➔
About moneylion - ML
MoneyLion, Inc. operates as a digital financial services and lifestyle content platform. It provides hyper-personalized money-related and money-adjacent content to its customers. The company was founded by Diwakar Choubey and Chee Mun Foong in 2013 and is headquartered in New York, NY.
ML At a Glance
MoneyLion, Inc.
249 West 17th Street
New York, New York 10010
| Phone | 1-212-300-9865 | Revenue | 545.91M | |
| Industry | Packaged Software | Net Income | 9.15M | |
| Sector | Technology Services | 2024 Sales Growth | 28.924% | |
| Fiscal Year-end | 12 / 2025 | Employees | 575 | |
| View SEC Filings |
ML Valuation
| P/E Current | 115.252 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 112.993 |
| Price to Sales Ratio | 1.893 |
| Price to Book Ratio | 3.341 |
| Price to Cash Flow Ratio | 5.141 |
| Enterprise Value to EBITDA | 10.953 |
| Enterprise Value to Sales | 1.859 |
| Total Debt to Enterprise Value | 0.13 |
ML Efficiency
| Revenue/Employee | 949,400.00 |
| Income Per Employee | 15,906.087 |
| Receivables Turnover | 3.209 |
| Total Asset Turnover | 1.033 |
ML Liquidity
| Current Ratio | 2.54 |
| Quick Ratio | 2.54 |
| Cash Ratio | 1.167 |
ML Profitability
| Gross Margin | 42.809 |
| Operating Margin | 12.273 |
| Pretax Margin | 1.74 |
| Net Margin | 1.675 |
| Return on Assets | 1.73 |
| Return on Equity | 3.337 |
| Return on Total Capital | 2.163 |
| Return on Invested Capital | 2.248 |
ML Capital Structure
| Total Debt to Total Equity | 45.325 |
| Total Debt to Total Capital | 31.189 |
| Total Debt to Total Assets | 24.328 |
| Long-Term Debt to Equity | 24.767 |
| Long-Term Debt to Total Capital | 17.043 |
- Income Statement
- Balance Sheet
- Cash Flow Statement
Annual Financials for Moneylion - ML
Collapse All in section
| All values USD millions. | 2021 | 2022 | 2023 | 2024 | 5-year trend |
|---|---|---|---|---|---|
Sales/Revenue
| 171.11M | 340.75M | 423.43M | 545.90M | |
Sales Growth
| - | +99.14% | +24.27% | +28.92% | |
Cost of Goods Sold (COGS) incl D&A
| 117.29M | 260.21M | 263.42M | 312.21M | |
COGS excluding D&A
| - | - | - | - | - |
Depreciation & Amortization Expense
| 2.39M | 21.67M | 24.83M | 25.65M | |
Depreciation
| 343.00K | 1.24M | 1.29M | 835.00K | |
Amortization of Intangibles
| 2.05M | 20.44M | 23.53M | 24.82M | |
COGS Growth
| - | +121.86% | +1.23% | +18.52% | |
Gross Income
| 53.82M | 80.54M | 160.01M | 233.70M | |
Gross Income Growth
| - | +49.63% | +98.68% | +46.05% | |
Gross Profit Margin
| +31.46% | +23.64% | +37.79% | +42.81% |
| 2021 | 2022 | 2023 | 2024 | 5-year trend | |
|---|---|---|---|---|---|
SG&A Expense
| 97.52M | 137.00M | 121.54M | 135.12M | |
Research & Development
| - | - | - | - | - |
Other SG&A
| 97.52M | 137.00M | 121.54M | 135.12M | |
SGA Growth
| +8,253.14% | +40.49% | -11.28% | +11.17% | |
Other Operating Expense
| - | 42.22M | 43.82M | 31.58M | |
Unusual Expense
| 98.44M | 87.58M | 20.58M | 648.00K | |
EBIT after Unusual Expense
| (142.13M) | (186.26M) | (25.93M) | 66.35M | |
Non Operating Income/Expense
| (20.05M) | 1.36M | 8.27M | (32.60M) | |
Non-Operating Interest Income
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Interest Expense
| 7.25M | 29.80M | 28.66M | 24.25M | |
Interest Expense Growth
| - | +310.96% | -3.81% | -15.41% | |
Gross Interest Expense
| 7.25M | 29.80M | 28.66M | 24.25M | |
Interest Capitalized
| - | - | - | - | - |
Pretax Income
| (169.43M) | (214.70M) | (46.32M) | 9.50M | |
Pretax Income Growth
| -331.58% | -26.72% | +78.43% | +120.51% | |
Pretax Margin
| -99.02% | -63.01% | -10.94% | +1.74% | |
Income Tax
| 56.00K | (25.63M) | (1.08M) | 354.00K | |
Income Tax - Current - Domestic
| 56.00K | 185.00K | 672.00K | 859.00K | |
Income Tax - Current - Foreign
| - | - | 201.00K | 343.00K | - |
Income Tax - Deferred - Domestic
| - | (26.02M) | (2.09M) | (505.00K) | |
Income Tax - Deferred - Foreign
| - | - | - | - | - |
Income Tax Credits
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Other After Tax Income (Expense)
| - | - | - | - | - |
Consolidated Net Income
| (169.48M) | (189.07M) | (45.24M) | 9.15M | |
Minority Interest Expense
| - | - | - | 12.78M | - |
Net Income
| (182.26M) | (189.07M) | (45.24M) | 9.15M | |
Net Income Growth
| -364.13% | -3.73% | +76.07% | +120.21% | |
Net Margin Growth
| -106.52% | -55.49% | -10.69% | +1.68% | |
Extraordinaries & Discontinued Operations
| - | - | - | - | - |
Discontinued Operations
| - | - | - | - | - |
Net Income After Extraordinaries
| (182.26M) | (189.07M) | (45.24M) | 9.15M | |
Preferred Dividends
| - | (42.73M) | 6.88M | (690.00K) | |
Net Income Available to Common
| (139.53M) | (195.95M) | (44.55M) | 9.15M | |
EPS (Basic)
| -43.0836 | -24.3213 | -4.6342 | 0.8385 | |
EPS (Basic) Growth
| -60.00% | +43.55% | +80.95% | +118.09% | |
Basic Shares Outstanding
| 3.24M | 8.06M | 9.61M | 10.91M | |
EPS (Diluted)
| -43.0836 | -24.3213 | -4.6342 | 0.7612 | |
EPS (Diluted) Growth
| -60.00% | +43.55% | +80.95% | +116.43% | |
Diluted Shares Outstanding
| 3.24M | 8.06M | 9.61M | 12.02M | |
EBITDA
| (41.30M) | (77.00M) | 19.48M | 92.65M | |
EBITDA Growth
| -3,437.72% | -86.45% | +125.30% | +375.60% | |
EBITDA Margin
| -24.14% | -22.60% | +4.60% | +16.97% |
Snapshot
| Average Recommendation | OVERWEIGHT | Average Target Price | 92.333 | |
| Number of Ratings | 3 | Current Quarters Estimate | 1.023 | |
| FY Report Date | 06 / 2025 | Current Year's Estimate | 4.70 | |
| Last Quarter’s Earnings | 0.71 | Median PE on CY Estimate | N/A | |
| Year Ago Earnings | 0.76 | Next Fiscal Year Estimate | 7.72 | |
| Median PE on Next FY Estimate | N/A |
Earnings Per Share
| This Quarter | Next Quarter | This Fiscal | Next Fiscal | |
|---|---|---|---|---|
| # of Estimates | 3 | 3 | 3 | 2 |
| Mean Estimate | 1.02 | 1.23 | 4.70 | 7.72 |
| High Estimates | 1.50 | 1.76 | 7.04 | 9.82 |
| Low Estimate | 0.72 | 0.95 | 3.28 | 5.62 |
| Coefficient of Variance | 40.84 | 37.34 | 43.44 | 38.47 |
Analysts Recommendations
| Current | 1 Month Ago | 3 Months Ago | |
|---|---|---|---|
| BUY | 1 | 2 | 3 |
| OVERWEIGHT | 0 | 0 | 0 |
| HOLD | 2 | 3 | 2 |
| UNDERWEIGHT | 0 | 0 | 0 |
| SELL | 0 | 0 | 0 |
| MEAN | Overweight | Overweight | Overweight |
SEC Filings for Moneylion - ML
| Filing Date | Type | Category | Amended |
|---|---|---|---|
| No results | |||
Insider Actions for Moneylion - ML
| Date | Name | Shares | Transaction | Value |
|---|---|---|---|---|
| Feb 27, 2025 | Mark Torossian Chief Accounting Officer | 19,314 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $85.51 per share | 1,651,540.14 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 148,527 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 343,371 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 178,527 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 419,371 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 122,000 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 579,371 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 18,527 | Other acquisition or disposition | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 339,371 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 163,527 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 43,713 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 107,346 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 103,346 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 178,527 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 43,713 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Richard Correia President, CFO and Treasurer | 166,529 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $87.26 per share | 14,531,320.54 |
| Feb 21, 2025 | Adam VanWagner CLO and Secretary | 85,306 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $87.26 per share | 7,443,801.56 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 26,527 | Bona fide gift | 0.00 |
| Feb 21, 2025 | Diwakar Choubey CEO and Director; Director | 320,865 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $87.26 per share | 27,998,679.90 |
| Feb 21, 2025 | Mark Torossian Chief Accounting Officer | 16,278 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $85.9 per share | 1,398,280.20 |