Few Americans have a $0 credit card balance each month, survey says
As credit card debt continues to grow across the U.S., fewer people report carrying a $0 balance on their card from month to month.
Personal loans may help you pay off $10K worth of credit card debt 10 years faster: Here's how
Consolidating your credit card debt into a personal loan at a lower rate can help you get out of debt years faster and save extra money on interest charges.
Should you get a wedding loan to pay for your big day?
Wedding loans provide a lump sum to pay for goods and services on your big day. Here’s a look at what they offer and how to shop for the right loan.
How to lower your credit card payments by consolidating into a personal loan
Personal loans offer a way to repay credit card debt at a fixed interest rate and low monthly payment.
5 ways to improve your credit score in 2022
Building your credit history can be as simple as checking your credit report for errors and improving your on-time payment history.
Seeking debt relief? Here’s how credit counseling can help
Nonprofit credit counseling agencies offer free or low-cost financial services for consumers who are struggling to manage debt or considering bankruptcy. Here's what a credit counselor can do for you.
Credit card debt is surging at a record-high rate, NY Fed reports
If you're just making the minimum payments on your credit cards, it may be worthwhile to consider one of these debt repayment strategies.
14 million Americans have over $10K in credit card debt, survey says: 3 ways to pay it down quickly
About 14 million Americans are at least $10,000 in credit card debt, according to a new survey. Here's what you can do to pay yours down.
NY Fed: Household debt grew by $1 trillion in 2021, most since before the Great Recession
Growing household debt is driven by higher prices on consumer goods, including homes and cars, according to the New York Fed.
The average wedding costs $28K, study says: Here are 3 ways to pay
Couples who married in 2021 paid an average of $266 per guest, according to a new study from wedding website The Knot.
Average consumer will spend $175 on Valentine's Day gifts, data shows
A new survey exploring Valentine's Day shopping trends and statistics found a historic level of consumer spending in 2022.
Credit card consolidation may save you thousands as personal loan rates are at record lows
Borrowers with a good credit score may be able to save thousands by consolidating credit card debt into a new loan.
Record credit card debt will hit Americans mid-2022: Expert
Creditcards.com industry analyst Ted Rossman discusses the rise in credit card debt.
Here's how paying off $10K in credit card debt with a personal loan could save you thousands
Compared with credit cards, personal loans offer lower interest rates and more favorable repayment terms.
New tool lets consumers create their own Experian credit report
Experian is the first major credit bureau that lets consumers create their own credit report.
40% of millennials say credit card debt is their biggest financial setback, survey finds
A new survey found that millennials are more financially confident and optimistic than any other generation, but they're held back by high-interest credit card debt.
CFPB reports average household pays $1K in credit card interest and fees annually
Americans paid $120 billion in credit card interest and fees each year between 2018 and 2020, according to the CFPB.
Credit balances spike as Americans become increasingly reliant on credit card debt
Credit card balances have reached pre-pandemic levels, according to the Federal Reserve, which means that many consumers may be looking for ways to consolidate multiple debts.
Inflation surges at fastest rate in decades: What it means for you
CPI data shows that consumer prices have risen 7% in the past year, which is the fastest rate of inflation since 1982.
Average personal loan rate plummets to new record low, Fed reports
Two-year personal loan rates fell to 9.09% in Q4 2021, which is the lowest it's been since the Federal Reserve began collecting this data.