Credit & Debt

Two-year personal loan rates fell to 9.09% in Q4 2021, which is the lowest it's been since the Federal Reserve began collecting this data.

More than half (57%) of Gen Z consumers who have set long-term goals for 2022 opted for a financial New Year's resolution, according to a new survey.

January is the perfect time to reflect on your money habits in the past year and find ways to improve your spending behavior, so you can have peace of mind about your financial plan.

Credit card companies, medical providers and more can hire debt collectors to hound you for virtually any kind of debt. Now, these professionals can also collect debt payments by reaching out to you online.

You can pay student loans with a credit card using a balance transfer, but it's best to avoid transferring student debt to a high-interest card. Learn more.

Eligible households have been using the monthly payment to supplement household spending and pay off debt, data shows. But the future of the child tax credit hangs in the balance as the Biden administration struggles to pass the Build Back Better bill, which would extend the benefit through 2022.

Most consumers are considering a financial New Year's resolution, according to a recent study from Fidelity. Keep reading to learn how you can meet your financial goals in 2022.

If your goal is to build better spending habits next year, consider these tips to meet your short-term and long-term goals.

The Credible Money Coach explains how long it can take to close on different types of loans.

The CFPB announced a new investigation into buy now, pay later (BNPL) credit programs, saying it is concerned they allow consumers to take on debt too easily.

Growth in holiday spending could reach an all-time high in 2021. Here are ways to pay down your holiday debt quickly.

Equifax is the first major credit bureau to formalize a standard process for reporting BNPL payments. Here's how the move may impact your personal finances.

The Credible Money Coach helps a retiree understand her options for managing credit card debt.

Auto loans, credit cards and personal loans to borrowers with low credit scores could increase in 2022, a new TransUnion forecast shows.

The House on Wednesday voted in favor of a debt ceiling increase, keeping the federal government out of default until 2023.

Democrats are attacking a GOP-requested CBO score of their spending bill that assumes programs will be extended permanently.

Congress will likely approve an actual debt limit increase sometime next week, after the Senate approved a bill to pass the hike without a filibuster.

Learn about the different mobile home financing options and how to start the process of financing.

Congress is on a path to avert a default on the U.S. debt after a Senate procedural vote removed a filibuster hurder for a debt ceiling increase.

While many borrowers have qualified for a loan discharge under student loan forgiveness programs like total and permanent disability (TPD) and the Public Service Loan Forgiveness (PSLF) program, hundreds of thousands still have yet to benefit from loan cancellation.