Amazon's most-loved holiday gift ideas for 2021 revealed
Your search for holiday gift ideas ends here. Keep reading to browse some of Amazon's most-loved gifts of 2021, and learn about consolidating holiday debt when the gift-giving season is over.
How can I get my lender to report my good payment history to the credit bureaus?
Reader asks the Credible Money Coach how to get truck payment history report to credit bureaus.
93% of payday loan borrowers regret taking out their loans, survey finds
Payday loans can be a debt trap for borrowers who can't afford to make payments. Here's how you can repay your payday loan balance before it's sent to debt collectors.
US debt limit could be reached by Dec. 21, analysis shows
The U.S. government could run out of cash to pay its bills in just a few weeks if Congress fails to raise the federal debt ceiling, according to a new analysis from a Washington think tank.
US debt limit could be reached in mid-October, analysis shows
The U.S. government could run out of cash to pays its bills by mid-October, according to a new analysis from a Washington think tank, an unprecedented debt default that economists warn could trigger a financial crisis.
AOC rejects 'ridiculous assertion' that canceling student loan debt benefits the rich
Rep. Alexandria Ocasio-Cortez, D-NY, renewed her demand for the cancellation of student loan debt in a floor speech Thursday, arguing the financial burden on young Americans was “getting ridiculous.”
Can you get a personal loan with a 550 credit score?
Having a 550 credit score can make it more difficult to get a personal loan, but it’s not impossible. Here’s a look at some options.
Seniors are losing out on Medicare savings during open enrollment, data shows
The Medicare and Medicare Advantage open enrollment period ends on Dec. 7, but many seniors haven't reviewed their health coverage. Even fewer decided to actually change plans, according to a new survey.
What is a personal line of credit?
A personal line of credit is a type of revolving credit that can be used to cover expenses like home renovations. Here’s what you need to know before applying.
Congress in for dramatic December, with drastic deadlines from debt limit to defense
Lawmakers face urgent deadlines on defense, debt limit, and government shutdown, plus several other issues that will add to the drama.
Thinking of refinancing your mortgage? Here’s the credit score you’ll need
The credit score you need to refinance a mortgage depends on the type of refinance you’re applying for. Learn more.
Need cash for holiday shopping? Here are 3 ways to borrow strategically
If you need to borrow money for the holidays, read this guide to learn more about your loan options.
Ohio State president announces debt-free degree initiative
Ohio State believes it’s the first large university to offer the debt-free option for a student’s total costs.
My credit score is recovering after a bankruptcy — how can I get a mortgage?
The Credible Money Coach helps a reader understand how a bankruptcy and fair credit score may affect his ability to get a mortgage.
Best short-term loans: Compare your options
Short-term loans can be a good option if you need fast funding and don’t qualify for a traditional loan. Learn how to choose the best one for you.
Debt consolidation vs. personal loans: How are they different?
You may consider a debt consolidation loan or a personal loan to pay off high-interest debt. Find out how they differ.
Holiday shoppers plan to spend more money in 2021 after 2 years of decline, TransUnion finds
Many consumers are planning on spending more money this holiday shopping season amid supply chain issues. Here's how consumer behavior may change the way you finance holiday expenses.
Holiday shoppers willing to take on more debt this year
A new survey revealed holiday gift-givers are willing to put themselves in debt this season.
How to pay off $200k in student loans faster
Student loan debt can be challenging to pay off. Here’s how to pay off $200k in student loan debt faster.
How to get a personal loan with fair credit
If you have fair credit and would like to take out a personal loan, you do have options. Find out what they are.